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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Credit Clear's enterprise value is A$35.72 Mil.
Credit Clear's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was A$5.18 Mil. Therefore, Credit Clear's EV-to-EBITDA for today is 6.90.
The historical rank and industry rank for Credit Clear's EV-to-EBITDA or its related term are showing as below:
ASX:CCR'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -22.24 Med: -11.04 Max: 65.8
Current: 6.9
During the past 6 years, the highest EV-to-EBITDA of Credit Clear was 65.80. The lowest was -22.24. And the median was -11.04.
ASX:CCR's EV-to-EBITDA is ranked better than 66% of 1959
companies
in the Software industry
Industry Median: 10.46
vs ASX:CCR: 6.90
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Credit Clear (ASX:CCR) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Credit Clear's PE Ratio (TTM) for today is calculated as:
Credit Clear's share price for today is A$0.12.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Credit Clear's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.011.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Credit Clear's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CCR vs IBM, ACN, FISV: EV-to-EBITDA Comparison
For the Information Technology Services subindustry, Credit Clear's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Clear EV-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Credit Clear's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Credit Clear's EV-to-EBITDA falls into.
Credit Clear's current Enterprise Value is A$35.72 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Credit Clear's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was A$5.18 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Clear (ASX:CCR) has a EV-to-EBITDA of 6.90 as of Jul. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Credit Clear. According to the industry distribution chart, Credit Clear ranks #666 out of 1959 companies in the Software industry, placing it in the top 34%.
Is Credit Clear's EV-to-EBITDA too high?
Credit Clear's current EV-to-EBITDA is 6.90. The Software industry median EV-to-EBITDA is 10.46. Credit Clear's value of 6.90 is 34% below this industry median. Based on the distribution chart, Credit Clear ranks #666 out of 1959 companies in the Software industry, which is above the industry midpoint. Overall, Credit Clear has a GF Score™ of 29/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's EV-to-EBITDA compare to IBM and ACN?
According to the Software industry distribution chart, Credit Clear ranks #666 out of 1959 companies for EV-to-EBITDA. This puts Credit Clear in the upper half of its industry. The industry median EV-to-EBITDA is 10.46. Credit Clear's value of 6.90 is 34% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.46, based on 1,959 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Clear's current EV-to-EBITDA of 6.90 is 34% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Credit Clear. For the Software industry, the median EV-to-EBITDA is 10.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Clear's current EV-to-EBITDA is 6.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.35, compared to a current price of A$0.12 — trading 65.7% below its estimated fair value. The current EV-to-EBITDA is 6.90 and 34% below the Software industry median of 10.46. Credit Clear's overall GF Score™ is 29/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current EV-to-EBITDA is 6.90 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Clear (ASX:CCR) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued.
The current stock price of A$0.12 is trading 65.7% below its estimated GF Value™ of A$0.35.
GuruFocus considers Credit Clear to be Possible Value Trap.
Key valuation signals for ASX:CCR:
EV-to-EBITDA: 6.90
GF Value™: A$0.35 vs. price of A$0.12 (65.7% below fair value)
Industry Position: 34% below the Software median (#666 of 1959)
No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
29GF Score
Get the complete analysis for ASX:CCR
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