FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Credit Clear's Free Cash Flow for the
six
months ended in Dec. 2025 was A$0.75 Mil. Credit Clear's Revenue for the
six
months ended in Dec. 2025 was A$25.02 Mil. Therefore, Credit Clear's FCF Margin % for the quarter that ended in Dec. 2025 was 3.00%.
The historical rank and industry rank for Credit Clear's FCF Margin % or its related term are showing as below:
ASX:CCR'
s FCF Margin % Range Over the Past 10 Years
Min: -41.34 Med: -12.98 Max: 11.56
Current: 7.99
During the past 6 years, the highest FCF Margin % of Credit Clear was 11.56%. The lowest was -41.34%. And the median was -12.98%.
ASX:CCR's FCF Margin % is ranked better than 65.35% of 2814
companies
in the Software industry
Industry Median: 2.41
vs ASX:CCR: 7.99
Credit Clear FCF Margin % Related Terms
Credit Clear FCF Margin % Historical Data
* Premium members only.
The historical data trend for Credit Clear's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CCR vs IBM, ACN, FISV: FCF Margin % Comparison
For the Information Technology Services subindustry, Credit Clear's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Clear FCF Margin % vs Software Industry
For the Software industry and Technology sector, Credit Clear's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Credit Clear's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Clear (ASX:CCR) has a FCF Margin % of 3.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credit Clear and its competitors. According to the industry distribution chart, Credit Clear ranks #975 out of 2814 companies in the Software industry, placing it in the top 34.6%.
Is Credit Clear's FCF Margin % too high?
Credit Clear's current FCF Margin % is 3.00%. The Software industry median FCF Margin % is 2.41. Credit Clear's value of 3.00% is 24.5% above this industry median. Based on the distribution chart, Credit Clear ranks #975 out of 2814 companies in the Software industry, which is above the industry midpoint. Overall, Credit Clear has a GF Score™ of 37/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's FCF Margin % compare to IBM and ACN?
According to the Software industry distribution chart, Credit Clear ranks #975 out of 2814 companies for FCF Margin %. This puts Credit Clear in the upper half of its industry. The industry median FCF Margin % is 2.41. Credit Clear's value of 3.00% is 24.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,814 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Clear's current FCF Margin % of 3.00% is 24.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credit Clear and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Clear's current FCF Margin % is 3.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.35, compared to a current price of A$0.15 — trading 57.1% below its estimated fair value. The current FCF Margin % is 3.00% and 24.5% above the Software industry median of 2.41. Credit Clear's overall GF Score™ is 37/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current FCF Margin % is 3.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Clear (ASX:CCR) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued.
The current stock price of A$0.15 is trading 57.1% below its estimated GF Value™ of A$0.35.
GuruFocus considers Credit Clear to be Significantly Undervalued.
Key valuation signals for ASX:CCR:
FCF Margin %: 3.00%
GF Value™: A$0.35 vs. price of A$0.15 (57.1% below fair value)
Industry Position: 24.5% above the Software median (#975 of 2814)
No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
37GF Score
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