Credit Clear (ASX:CCR) 12-1 Month Momentum %: -35.42% (As of Aug. 06, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:CCR Credit Clear Ltd ASX:CCR
19 GF Score
Price A$0.12
GF Value A$0.36
Valuation Possible Value Trap
! 1 Warning Sign
View Full Analysis

What is Credit Clear 12-1 Month Momentum %?

Credit Clear ASX:CCR -4.17% 19 12-1 Month Momentum % is -35.42% as of Aug. 06, 2026. GuruFocus rates ASX:CCR with a GF Score™ of 19/100 and a GF Value™ of A$0.36 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 2,766 Software companies, Credit Clear ranks worse than 70.32% on this metric.

12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-06), Credit Clear's 12-1 Month Momentum % is -35.42%.

The industry rank for Credit Clear's 12-1 Month Momentum % or its related term are showing as below:

ASX:CCR's 12-1 Month Momentum % is ranked worse than
70.32% of 2766 companies
in the Software industry
Industry Median: -19.555 vs ASX:CCR: -35.42

Credit Clear  (ASX:CCR) 12-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Credit Clear 12-1 Month Momentum % Related Terms


ASX:CCR vs IBM, ACN, FISV: 12-1 Month Momentum % Comparison

For the Information Technology Services subindustry, Credit Clear's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Clear 12-1 Month Momentum % vs Software Industry

For the Software industry and Technology sector, Credit Clear's 12-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Credit Clear's 12-1 Month Momentum % falls into.


ASX:CCR
19GF Score
Credit Clear Ltd ASX:CCR
12-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Clear  (ASX:CCR) 12-1 Month Momentum % Calculation

12-1 Month Momentum % is calculated as following:

12-1 Month Momentum %=( Price 1-month ago / Price 12-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 12-1 Month Momentum % →
What does a 12-1 Month Momentum % of -35.42% mean?
Credit Clear (ASX:CCR) has a 12-1 Month Momentum % of -35.42% as of Aug. 06, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Credit Clear and its competitors. According to the industry distribution chart, Credit Clear ranks #1945 out of 2766 companies in the Software industry, placing it in the top 70.3%.
Is Credit Clear's 12-1 Month Momentum % too high?
Credit Clear's current 12-1 Month Momentum % is -35.42%. Based on the distribution chart, Credit Clear ranks #1945 out of 2766 companies in the Software industry, which is below the industry midpoint. Overall, Credit Clear has a GF Score™ of 19/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's 12-1 Month Momentum % compare to IBM and ACN?
According to the Software industry distribution chart, Credit Clear ranks #1945 out of 2766 companies for 12-1 Month Momentum %. This places Credit Clear in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Software company?
A good 12-1 Month Momentum % depends on the Software industry context. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Credit Clear and its competitors. Credit Clear's current 12-1 Month Momentum % is -35.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.36, compared to a current price of A$0.12 — trading 68.1% below its estimated fair value. The current 12-1 Month Momentum % is -35.42%. Credit Clear's overall GF Score™ is 19/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current 12-1 Month Momentum % is -35.42% as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Clear (ASX:CCR) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued. The current stock price of A$0.12 is trading 68.1% below its estimated GF Value™ of A$0.36. GuruFocus considers Credit Clear to be Possible Value Trap.

Key valuation signals for ASX:CCR:

  • 12-1 Month Momentum %: -35.42%
  • GF Value™: A$0.36 vs. price of A$0.12 (68.1% below fair value)
  • GF Score™: 19/100 with 1 warning sign

No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Clear Business Description

Address Building 11, 41-43 Bourke Road, Alexandria, NSW, AUS, 2015
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
19GF Score

Get the complete analysis for ASX:CCR

12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.12
Price
A$0.36
GF Value