Credit Clear (ASX:CCR) Earnings Yield (Joel Greenblatt) %: 0.00% (As of Dec. 2025)

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ASX:CCR Credit Clear Ltd ASX:CCR
22 GF Score
Price A$0.12
GF Value A$0.36
Valuation Possible Value Trap
! 1 Warning Sign
View Full Analysis

What is Credit Clear Earnings Yield (Joel Greenblatt) %?

Credit Clear ASX:CCR +4.55% 22 Earnings Yield (Joel Greenblatt) % is 0.00% as of Dec. 2025. GuruFocus rates ASX:CCR with a GF Score™ of 22/100 and a GF Value™ of A$0.36 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 2,907 Software companies, Credit Clear ranks worse than 69.42% on this metric.

Credit Clear's Enterprise Value for the quarter that ended in Dec. 2025 was A$105.30 Mil. Credit Clear's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was A$-0.70 Mil. Credit Clear's Earnings Yield (Joel Greenblatt) for the quarter that ended in Dec. 2025 was 0.00%.

The historical rank and industry rank for Credit Clear's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

ASX:CCR' s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -32.4   Med: -8.55   Max: -1.9
Current: -2.26

During the past 6 years, the highest Earnings Yield (Joel Greenblatt) of Credit Clear was -1.90%. The lowest was -32.40%. And the median was -8.55%.

ASX:CCR's Earnings Yield (Joel Greenblatt) % is ranked worse than
69.42% of 2907 companies
in the Software industry
Industry Median: 2.06 vs ASX:CCR: -2.26

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Credit Clear's Forward Rate of Return (Yacktman) % for the quarter that ended in Dec. 2025 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Credit Clear  (ASX:CCR) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


Credit Clear Earnings Yield (Joel Greenblatt) % Related Terms


Credit Clear Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Credit Clear's Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Clear Earnings Yield (Joel Greenblatt) % Chart

Credit Clear Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Earnings Yield (Joel Greenblatt) %
Get a 7-Day Free Trial -6.42 -11.15 -13.93 -4.83 -2.44

Credit Clear Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -4.83 0.00 -2.44 0.00

ASX:CCR vs IBM, ACN, FISV: Earnings Yield (Joel Greenblatt) % Comparison

For the Information Technology Services subindustry, Credit Clear's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Clear Earnings Yield (Joel Greenblatt) % vs Software Industry

For the Software industry and Technology sector, Credit Clear's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Credit Clear's Earnings Yield (Joel Greenblatt) % falls into.


ASX:CCR
22GF Score
Credit Clear Ltd ASX:CCR
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Clear Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

Credit Clears Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Jun. 2025 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=-1.961/80.489515
=-2.44 %

For company reported semi-annually or annually, GuruFocus only calculate annual data for Earnings Yield (Joel Greenblatt) and apply the annual figure to corresponding quarter.


What does a Earnings Yield (Joel Greenblatt) % of 0.00% mean?
Credit Clear (ASX:CCR) has a Earnings Yield (Joel Greenblatt) % of 0.00% as of Dec. 2025. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Credit Clear and its competitors. According to the industry distribution chart, Credit Clear ranks #2018 out of 2907 companies in the Software industry, placing it in the top 69.4%.
Is Credit Clear's Earnings Yield (Joel Greenblatt) % too high?
Credit Clear's current Earnings Yield (Joel Greenblatt) % is 0.00%. Based on the distribution chart, Credit Clear ranks #2018 out of 2907 companies in the Software industry, which is below the industry midpoint. Overall, Credit Clear has a GF Score™ of 22/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's Earnings Yield (Joel Greenblatt) % compare to IBM and ACN?
According to the Software industry distribution chart, Credit Clear ranks #2018 out of 2907 companies for Earnings Yield (Joel Greenblatt) %. This places Credit Clear in the lower half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 2.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Software company?
The median Earnings Yield (Joel Greenblatt) % among Software companies is 2.06, based on 2,907 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Credit Clear and its competitors. For the Software industry, the median Earnings Yield (Joel Greenblatt) % is 2.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Clear's current Earnings Yield (Joel Greenblatt) % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.36, compared to a current price of A$0.12 — trading 68.1% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 0.00%. Credit Clear's overall GF Score™ is 22/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current Earnings Yield (Joel Greenblatt) % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Clear (ASX:CCR) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued. The current stock price of A$0.12 is trading 68.1% below its estimated GF Value™ of A$0.36. GuruFocus considers Credit Clear to be Possible Value Trap.

Key valuation signals for ASX:CCR:

  • Earnings Yield (Joel Greenblatt) %: 0.00%
  • GF Value™: A$0.36 vs. price of A$0.12 (68.1% below fair value)
  • GF Score™: 22/100 with 1 warning sign

No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Clear Business Description

Address Building 11, 41-43 Bourke Road, Alexandria, NSW, AUS, 2015
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
22GF Score

Get the complete analysis for ASX:CCR

Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.12
Price
A$0.36
GF Value