Credit Clear (ASX:CCR) Receivables Turnover: 3.74 (As of Dec. 2025)


ASX:CCR Credit Clear Ltd ASX:CCR
35 GF Score
Price A$0.14
GF Value A$0.35
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Credit Clear Receivables Turnover?

Credit Clear ASX:CCR 35 Receivables Turnover is 3.74 as of Dec. 2025. GuruFocus rates ASX:CCR with a GF Score™ of 35/100 and a GF Value™ of A$0.35 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,767 Software companies, Credit Clear ranks better than 65.12% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Credit Clear's Revenue for the six months ended in Dec. 2025 was A$25.02 Mil. Credit Clear's average Accounts Receivable for the six months ended in Dec. 2025 was A$6.69 Mil. Hence, Credit Clear's Receivables Turnover for the six months ended in Dec. 2025 was 3.74.


Credit Clear  (ASX:CCR) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Credit Clear Receivables Turnover Related Terms


Credit Clear Receivables Turnover Historical Data

* Premium members only.

The historical data trend for Credit Clear's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Clear Receivables Turnover Chart

Credit Clear Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Receivables Turnover
Get a 7-Day Free Trial 6.05 6.44 7.48 7.57 7.03

Credit Clear Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.37 4.09 3.63 3.51 3.74

ASX:CCR vs IBM, ACN, FISV: Receivables Turnover Comparison

For the Information Technology Services subindustry, Credit Clear's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Clear Receivables Turnover vs Software Industry

For the Software industry and Technology sector, Credit Clear's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Credit Clear's Receivables Turnover falls into.


ASX:CCR
35GF Score
Credit Clear Ltd ASX:CCR
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Clear Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Credit Clear's Receivables Turnover for the fiscal year that ended in Jun. 2025 is calculated as

Receivables Turnover (A: Jun. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Jun. 2025 ) / ((Accounts Receivable (A: Jun. 2024 ) + Accounts Receivable (A: Jun. 2025 )) / count )
=46.922 / ((6.343 + 7.007) / 2 )
=46.922 / 6.675
=7.03

Credit Clear's Receivables Turnover for the quarter that ended in Dec. 2025 is calculated as

Receivables Turnover (Q: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Dec. 2025 ) / ((Accounts Receivable (Q: Jun. 2025 ) + Accounts Receivable (Q: Dec. 2025 )) / count )
=25.02 / ((7.007 + 6.364) / 2 )
=25.02 / 6.6855
=3.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 3.74 mean?
Credit Clear (ASX:CCR) has a Receivables Turnover of 3.74 as of Dec. 2025. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Credit Clear and its competitors. According to the industry distribution chart, Credit Clear ranks #965 out of 2767 companies in the Software industry, placing it in the top 34.9%.
Is Credit Clear's Receivables Turnover too high?
Credit Clear's current Receivables Turnover is 3.74. The Software industry median Receivables Turnover is 5.69. Credit Clear's value of 3.74 is 34.3% below this industry median. Based on the distribution chart, Credit Clear ranks #965 out of 2767 companies in the Software industry, which is above the industry midpoint. Overall, Credit Clear has a GF Score™ of 35/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's Receivables Turnover compare to IBM and ACN?
According to the Software industry distribution chart, Credit Clear ranks #965 out of 2767 companies for Receivables Turnover. This puts Credit Clear in the upper half of its industry. The industry median Receivables Turnover is 5.69. Credit Clear's value of 3.74 is 34.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.69, based on 2,767 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Clear's current Receivables Turnover of 3.74 is 34.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Credit Clear and its competitors. For the Software industry, the median Receivables Turnover is 5.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Clear's current Receivables Turnover is 3.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.35, compared to a current price of A$0.14 — trading 61.4% below its estimated fair value. The current Receivables Turnover is 3.74 and 34.3% below the Software industry median of 5.69. Credit Clear's overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current Receivables Turnover is 3.74 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Clear (ASX:CCR) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued. The current stock price of A$0.14 is trading 61.4% below its estimated GF Value™ of A$0.35. GuruFocus considers Credit Clear to be Significantly Undervalued.

Key valuation signals for ASX:CCR:

  • Receivables Turnover: 3.74
  • GF Value™: A$0.35 vs. price of A$0.14 (61.4% below fair value)
  • GF Score™: 35/100 with 1 warning sign
  • Industry Position: 34.3% below the Software median (#965 of 2767)

No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Clear Business Description

Address Building 11, 41-43 Bourke Road, Alexandria, NSW, AUS, 2015
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
35GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.14
Price
A$0.35
GF Value