Credit Clear (ASX:CCR) ROE % Adjusted to Book Value: -1.34% (As of Dec. 2025)


ASX:CCR Credit Clear Ltd ASX:CCR
35 GF Score
Price A$0.15
GF Value A$0.35
Valuation Significantly Undervalued
View Full Analysis

What is Credit Clear ROE % Adjusted to Book Value?

Credit Clear ASX:CCR 35 ROE % Adjusted to Book Value is -1.34% as of Dec. 2025. GuruFocus rates ASX:CCR with a GF Score™ of 35/100 and a GF Value™ of A$0.35 (Significantly Undervalued).

Credit Clear's ROE % for the quarter that ended in Dec. 2025 was -2.26%. Credit Clear's PB Ratio for the quarter that ended in Dec. 2025 was 1.69. Credit Clear's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was -1.34%.

Credit Clear ROE % Adjusted to Book Value Related Terms

Credit Clear ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Credit Clear's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Clear ROE % Adjusted to Book Value Chart

Credit Clear Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial -5.05 -16.09 -12.31 -4.08 3.68

Credit Clear Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.62 -4.34 -3.02 11.97 -1.34

ASX:CCR vs IBM, ACN, FISV: ROE % Adjusted to Book Value Comparison

For the Information Technology Services subindustry, Credit Clear's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credit Clear ROE % Adjusted to Book Value vs Software Industry

For the Software industry and Technology sector, Credit Clear's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Credit Clear's ROE % Adjusted to Book Value falls into.


ASX:CCR
35GF Score
Credit Clear Ltd ASX:CCR
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Clear ROE % Adjusted to Book Value Calculation

Credit Clear's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.74% / 1.56
=3.68%

Credit Clear's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-2.26% / 1.69
=-1.34%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of -1.34% mean?
Credit Clear (ASX:CCR) has a ROE % Adjusted to Book Value of -1.34% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credit Clear and its competitors.
Is Credit Clear's ROE % Adjusted to Book Value too high?
Credit Clear's current ROE % Adjusted to Book Value is -1.34%. Overall, Credit Clear has a GF Score™ of 35/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's ROE % Adjusted to Book Value compare to IBM and ACN?
Credit Clear's ROE % Adjusted to Book Value of -1.34% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Software company?
A good ROE % Adjusted to Book Value depends on the Software industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credit Clear and its competitors. Credit Clear's current ROE % Adjusted to Book Value is -1.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.35, compared to a current price of A$0.15 — trading 57.1% below its estimated fair value. The current ROE % Adjusted to Book Value is -1.34%. Credit Clear's overall GF Score™ is 35/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current ROE % Adjusted to Book Value is -1.34% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Clear (ASX:CCR) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued. The current stock price of A$0.15 is trading 57.1% below its estimated GF Value™ of A$0.35. GuruFocus considers Credit Clear to be Significantly Undervalued.

Key valuation signals for ASX:CCR:

  • ROE % Adjusted to Book Value: -1.34%
  • GF Value™: A$0.35 vs. price of A$0.15 (57.1% below fair value)
  • GF Score™: 35/100

No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Clear Business Description

Address Building 11, 41-43 Bourke Road, Alexandria, NSW, AUS, 2015
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
35GF Score

Get the complete analysis for ASX:CCR

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.15
Price
A$0.35
GF Value