Credit ClearASX:CCR 35 PS Ratio is 1.34 as of Jul. 01, 2026, which is 52% below its 10-year median of 2.82. GuruFocus rates ASX:CCR with a GF Score™ of 35/100 and a GF Value™ of A$0.35 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,773 Software companies, Credit Clear ranks better than 61.49% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Credit Clear's share price is A$0.16.
Credit Clear's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.12. Hence, Credit Clear's PS Ratio for today is 1.34.
Good Sign:
Credit Clear Ltd stock PS Ratio (=1.35) is close to 5-year low of 1.35.
The historical rank and industry rank for Credit Clear's PS Ratio or its related term are showing as below:
ASX:CCR'
s PS Ratio Range Over the Past 10 Years
Min: 1.26 Med: 2.82 Max: 11.73
Current: 1.34
During the past 6 years, Credit Clear's highest PS Ratio was 11.73. The lowest was 1.26. And the median was 2.82.
ASX:CCR's PS Ratio is ranked better than 61.49% of 2773
companies
in the Software industry
Industry Median: 2.02
vs ASX:CCR: 1.34
During the past 12 months, the average Revenue per Share Growth Rate of Credit Clear was 10.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 12.50% per year.
During the past 6 years, Credit Clear's highest 3-Year average Revenue per Share Growth Rate was 24.80% per year. The lowest was 12.50% per year. And the median was 18.65% per year.
Back to Basics: PS Ratio
Credit Clear (ASX:CCR) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Credit Clear PS Ratio Related Terms
Credit Clear PS Ratio Historical Data
* Premium members only.
The historical data trend for Credit Clear's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Credit Clear's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Clear PS Ratio vs Software Industry
For the Software industry and Technology sector, Credit Clear's PS Ratio distribution charts can be found below:
* The bar in red indicates where Credit Clear's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Credit Clear's PS Ratio for today is calculated as
Credit Clear's Share Price of today is A$0.16.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Credit Clear's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.12.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Credit Clear (ASX:CCR) has a PS Ratio of 1.34 as of Jul. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Credit Clear and its competitors. This is 52% below median its historical median of 2.82. Over the past decade, Credit Clear's PS Ratio has ranged from 1.26 to 11.73. According to the industry distribution chart, Credit Clear ranks #1068 out of 2773 companies in the Software industry, placing it in the top 38.5%.
Is Credit Clear's PS Ratio too high?
Credit Clear's current PS Ratio of 1.34 is 52% below median its 10-year median of 2.82. Over the past 10 years, this metric has ranged from a low of 1.26 to a high of 11.73. The Software industry median PS Ratio is 2.02. Credit Clear's value of 1.34 is 33.7% below this industry median. Based on the distribution chart, Credit Clear ranks #1068 out of 2773 companies in the Software industry, which is above the industry midpoint. Overall, Credit Clear has a GF Score™ of 35/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's PS Ratio compare to IBM and ACN?
According to the Software industry distribution chart, Credit Clear ranks #1068 out of 2773 companies for PS Ratio. This puts Credit Clear in the upper half of its industry. The industry median PS Ratio is 2.02. Credit Clear's value of 1.34 is 33.7% below this benchmark. Historically, Credit Clear's own PS Ratio has ranged from 1.26 to 11.73 over the past decade. While the company's 10-year median is 2.82 vs. the industry median of 2.02, Credit Clear has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Software company?
The median PS Ratio among Software companies is 2.02, based on 2,773 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Clear's current PS Ratio of 1.34 is 33.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Credit Clear and its competitors. For the Software industry, the median PS Ratio is 2.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Clear's current PS Ratio is 1.34, which is 52% below median its own 10-year median of 2.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.35, compared to a current price of A$0.16 — trading 54.3% below its estimated fair value. The current PS Ratio is 1.34, which is 52% below median its 10-year median of 2.82 and 33.7% below the Software industry median of 2.02. Credit Clear's overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current PS Ratio is 1.34 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Clear (ASX:CCR) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued.
The current stock price of A$0.16 is trading 54.3% below its estimated GF Value™ of A$0.35.
GuruFocus considers Credit Clear to be Significantly Undervalued.
Key valuation signals for ASX:CCR:
PS Ratio: 1.34 (52% below median its 10-year median of 2.82)
GF Value™: A$0.35 vs. price of A$0.16 (54.3% below fair value)
Industry Position: 33.7% below the Software median (#1068 of 2773)
No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
35GF Score
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