Credit Clear (ASX:CCR) Interest Expense: A$-0.02 Mil (TTM As of Dec. 2025)


ASX:CCR Credit Clear Ltd ASX:CCR
35 GF Score
Price A$0.16
GF Value A$0.35
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Credit Clear Interest Expense?

Credit Clear ASX:CCR 35 Interest Expense is A$-0.02 Mil as of Dec. 2025. GuruFocus rates ASX:CCR with a GF Score™ of 35/100 and a GF Value™ of A$0.35 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Credit Clear's interest expense for the six months ended in Dec. 2025 was A$ -0.18 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was A$-0.02 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Credit Clear's Operating Income for the six months ended in Dec. 2025 was A$ -1.00 Mil. Credit Clear's Interest Expense for the six months ended in Dec. 2025 was A$ -0.18 Mil. Credit Clear did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Credit Clear  (ASX:CCR) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Credit Clear's Interest Expense for the six months ended in Dec. 2025 was A$-0.18 Mil. Its Operating Income for the six months ended in Dec. 2025 was A$-1.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was A$2.43 Mil.

Credit Clear's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Credit Clear did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Credit Clear Interest Expense Historical Data

* Premium members only.

The historical data trend for Credit Clear's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Clear Interest Expense Chart

Credit Clear Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Expense
Get a 7-Day Free Trial -0.16 -0.30 -0.00 -0.02 -0.04

Credit Clear Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.20 0.18 -0.19 0.16 -0.18
ASX:CCR
35GF Score
Credit Clear Ltd ASX:CCR
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Clear Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$-0.02 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of A$-0.02 Mil mean?
Credit Clear (ASX:CCR) has a Interest Expense of A$-0.02 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Credit Clear and its competitors.
Is Credit Clear's Interest Expense too high?
Credit Clear's current Interest Expense is A$-0.02 Mil. Overall, Credit Clear has a GF Score™ of 35/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's Interest Expense compare to IBM and ACN?
Credit Clear's Interest Expense of A$-0.02 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Credit Clear and its competitors. Credit Clear's current Interest Expense is A$-0.02 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.35, compared to a current price of A$0.16 — trading 54.3% below its estimated fair value. The current Interest Expense is A$-0.02 Mil. Credit Clear's overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current Interest Expense is A$-0.02 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Clear (ASX:CCR) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued. The current stock price of A$0.16 is trading 54.3% below its estimated GF Value™ of A$0.35. GuruFocus considers Credit Clear to be Significantly Undervalued.

Key valuation signals for ASX:CCR:

  • Interest Expense: A$-0.02 Mil
  • GF Value™: A$0.35 vs. price of A$0.16 (54.3% below fair value)
  • GF Score™: 35/100 with 1 warning sign

No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Clear Business Description

Address Building 11, 41-43 Bourke Road, Alexandria, NSW, AUS, 2015
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
35GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.16
Price
A$0.35
GF Value