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Credit ClearASX:CCR -3.70%21 Net Cash per Share is A$0.02 as of Dec. 2025, which is 100% below its 10-year median of 18.63. GuruFocus rates ASX:CCR with a GF Score™ of 21/100 and a GF Value™ of A$0.37 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 859 Software companies, Credit Clear ranks better than 58.09% on this metric.
Credit Clear (ASX:CCR) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Credit Clear Net Cash per Share Related Terms
Credit Clear Net Cash per Share Historical Data
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The historical data trend for Credit Clear's Net Cash per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CCR vs IBM, ACN, FISV: Net Cash per Share Comparison
For the Information Technology Services subindustry, Credit Clear's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Clear Price-to-Net-Cash vs Software Industry
For the Software industry and Technology sector, Credit Clear's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Credit Clear's Price-to-Net-Cash falls into.
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
Credit Clear's Net Cash per Share for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Clear (ASX:CCR) has a Net Cash per Share of A$0.02 as of Dec. 2025. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Credit Clear and its competitors. This is 100% below median its historical median of 18.63. Over the past decade, Credit Clear's Net Cash per Share has ranged from 6.50 to 28.75. According to the industry distribution chart, Credit Clear ranks #360 out of 859 companies in the Software industry, placing it in the top 41.9%.
Is Credit Clear's Net Cash per Share too high?
Credit Clear's current Net Cash per Share of A$0.02 is 100% below median its 10-year median of 18.63. Over the past 10 years, this metric has ranged from a low of 6.50 to a high of 28.75. Based on the distribution chart, Credit Clear ranks #360 out of 859 companies in the Software industry, which is above the industry midpoint. Overall, Credit Clear has a GF Score™ of 21/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's Net Cash per Share compare to IBM and ACN?
According to the Software industry distribution chart, Credit Clear ranks #360 out of 859 companies for Net Cash per Share. This puts Credit Clear in the upper half of its industry. The industry median Net Cash per Share is 7.87. Historically, Credit Clear's own Net Cash per Share has ranged from 6.50 to 28.75 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Software company?
The median Net Cash per Share among Software companies is 7.87, based on 859 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Credit Clear and its competitors. For the Software industry, the median Net Cash per Share is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Clear's current Net Cash per Share is A$0.02, which is 100% below median its own 10-year median of 18.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.37, compared to a current price of A$0.13 — trading 64.9% below its estimated fair value. The current Net Cash per Share is A$0.02, which is 100% below median its 10-year median of 18.63. Credit Clear's overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current Net Cash per Share is A$0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Clear (ASX:CCR) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued.
The current stock price of A$0.13 is trading 64.9% below its estimated GF Value™ of A$0.37.
GuruFocus considers Credit Clear to be Possible Value Trap.
Key valuation signals for ASX:CCR:
Net Cash per Share: A$0.02 (100% below median its 10-year median of 18.63)
GF Value™: A$0.37 vs. price of A$0.13 (64.9% below fair value)
No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
21GF Score
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