NBS Bank (MSW:NBS) Change In Receivables: MWK0 Mil (TTM As of Dec. 2025)

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MSW:NBS NBS Bank PLC MSW:NBS
92 GF Score
Price MWK649.98
GF Value MWK675.14
Valuation Fairly Valued
! 2 Warning Signs
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What is NBS Bank Change In Receivables?

NBS Bank MSW:NBS -1.46% 92 Change In Receivables is MWK0 Mil as of Dec. 2025. GuruFocus rates MSW:NBS with a GF Score™ of 92/100 and a GF Value™ of MWK675.14 (Fairly Valued). The stock has 2 warning signs investors should review.

NBS Bank's change in receivables for the quarter that ended in Dec. 2025 was MWK0 Mil. It means NBS Bank's Accounts Receivable stayed the same from Jun. 2025 to Dec. 2025 .

NBS Bank's change in receivables for the fiscal year that ended in Dec. 2025 was MWK0 Mil. It means NBS Bank's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

NBS Bank's Accounts Receivable for the quarter that ended in Dec. 2025 was MWK0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. NBS Bank's Days Sales Outstanding for the six months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. NBS Bank's liquidation value for the six months ended in Dec. 2025 was MWK-1,092,229 Mil.

NBS Bank  (MSW:NBS) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

NBS Bank's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/224400.863*91
=0.00

2. In Ben Graham's calculation of liquidation value, NBS Bank's accounts receivable are only considered to be worth 75% of book value:

NBS Bank's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=227756.963-1319985.98+0.75 * 0+0.5 * 0
=-1,092,229

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NBS Bank Change In Receivables Related Terms

NBS Bank Change In Receivables Historical Data

* Premium members only.

The historical data trend for NBS Bank's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NBS Bank Change In Receivables Chart

NBS Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NBS Bank Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
MSW:NBS
92GF Score
NBS Bank PLC MSW:NBS
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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NBS Bank Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MWK0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of MWK0 Mil mean?
NBS Bank (MSW:NBS) has a Change In Receivables of MWK0 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for NBS Bank and its competitors.
Is NBS Bank's Change In Receivables too high?
NBS Bank's current Change In Receivables is MWK0 Mil. Overall, NBS Bank has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's Change In Receivables compare to PNC and USB?
NBS Bank's Change In Receivables of MWK0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for NBS Bank and its competitors. NBS Bank's current Change In Receivables is MWK0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Fairly Valued. The stock's GF Value™ is MWK675.14, compared to a current price of MWK649.98 — trading 3.7% below its estimated fair value. The current Change In Receivables is MWK0 Mil. NBS Bank's overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current Change In Receivables is MWK0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NBS Bank (MSW:NBS) Overvalued in 2026?

Based on GuruFocus' analysis, NBS Bank stock appears to be undervalued. The current stock price of MWK649.98 is trading 3.7% below its estimated GF Value™ of MWK675.14. GuruFocus considers NBS Bank to be Fairly Valued.

Key valuation signals for MSW:NBS:

  • Change In Receivables: MWK0 Mil
  • GF Value™: MWK675.14 vs. price of MWK649.98 (3.7% below fair value)
  • GF Score™: 92/100 with 2 warning signs

No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NBS Bank Business Description

Address Corner Chipembere Highway & Johnstone Roads, NBS House, PO Box 32251, Chichiri, Ginnery Corner, Blantyre 3, Blantyre, MWI
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
92GF Score

Get the complete analysis for MSW:NBS

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK649.98
Price
MWK675.14
GF Value