NBS Bank (MSW:NBS) ROE % Adjusted to Book Value: 8.52% (As of Jun. 2025)


MSW:NBS NBS Bank PLC MSW:NBS
79 GF Score
Price MWK737.96
GF Value MWK438.96
Valuation Significantly Overvalued
! 1 Warning Sign
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What is NBS Bank ROE % Adjusted to Book Value?

NBS Bank MSW:NBS -0.08% 79 ROE % Adjusted to Book Value is 8.52% as of Jun. 2025. GuruFocus rates MSW:NBS with a GF Score™ of 79/100 and a GF Value™ of MWK438.96 (Significantly Overvalued). The stock has 1 warning sign investors should review.

NBS Bank's ROE % for the quarter that ended in Jun. 2025 was 106.56%. NBS Bank's PB Ratio for the quarter that ended in Jun. 2025 was 12.51. NBS Bank's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2025 was 8.52%.

NBS Bank ROE % Adjusted to Book Value Related Terms

NBS Bank ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for NBS Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NBS Bank ROE % Adjusted to Book Value Chart

NBS Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.74 12.62 22.97 10.35 19.92

NBS Bank Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.13 10.86 30.18 18.79 8.52

MSW:NBS vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, NBS Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NBS Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, NBS Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where NBS Bank's ROE % Adjusted to Book Value falls into.


MSW:NBS
79GF Score
NBS Bank PLC MSW:NBS
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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NBS Bank ROE % Adjusted to Book Value Calculation

NBS Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2024 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=90.05% / 4.52
=19.92%

NBS Bank's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=106.56% / 12.51
=8.52%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.52% mean?
NBS Bank (MSW:NBS) has a ROE % Adjusted to Book Value of 8.52% as of Jun. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on NBS Bank and its competitors.
Is NBS Bank's ROE % Adjusted to Book Value too high?
NBS Bank's current ROE % Adjusted to Book Value is 8.52%. Overall, NBS Bank has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's ROE % Adjusted to Book Value compare to PNC and USB?
NBS Bank's ROE % Adjusted to Book Value of 8.52% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on NBS Bank and its competitors. NBS Bank's current ROE % Adjusted to Book Value is 8.52%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK438.96, compared to a current price of MWK737.96 — trading 68.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 8.52%. NBS Bank's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current ROE % Adjusted to Book Value is 8.52% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NBS Bank (MSW:NBS) Overvalued in 2026?

Based on GuruFocus' analysis, NBS Bank stock appears to be overvalued. The current stock price of MWK737.96 is trading 68.1% above its estimated GF Value™ of MWK438.96. GuruFocus considers NBS Bank to be Significantly Overvalued.

Key valuation signals for MSW:NBS:

  • ROE % Adjusted to Book Value: 8.52%
  • GF Value™: MWK438.96 vs. price of MWK737.96 (68.1% above fair value)
  • GF Score™: 79/100 with 1 warning sign

No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NBS Bank Business Description

Address Corner Chipembere Highway & Johnstone Roads, NBS House, PO Box 32251, Chichiri, Ginnery Corner, Blantyre 3, Blantyre, MWI
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
79GF Score

Get the complete analysis for MSW:NBS

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK737.96
Price
MWK438.96
GF Value