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NBS Bank has the Profitability Rank of 8. It has a higher profitability and may stay that way.
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:
1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank
A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.
MSW:NBS vs USB, PNC: Profitability Rank Comparison
For the Banks - Regional subindustry, NBS Bank's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NBS Bank Profitability Rank vs Banks Industry
For the Banks industry and Financial Services sector, NBS Bank's Profitability Rank distribution charts can be found below:
* The bar in red indicates where NBS Bank's Profitability Rank falls into.
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.
NBS Bank has the Profitability Rank of 8. It has a higher profitability and may stay that way.
Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NBS Bank (MSW:NBS) has a Profitability Rank of 8 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on NBS Bank and its competitors. This is 20% below median its historical median of 10.00. Over the past decade, NBS Bank's Profitability Rank has ranged from 5.00 to 10.00.
Is NBS Bank's Profitability Rank too high?
NBS Bank's current Profitability Rank of 8 is 20% below median its 10-year median of 10.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 10.00. Overall, NBS Bank has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's Profitability Rank compare to USB and PNC?
NBS Bank's Profitability Rank of 8 can be compared against companies in the Banks industry. Historically, NBS Bank's own Profitability Rank has ranged from 5.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on NBS Bank and its competitors. NBS Bank's current Profitability Rank is 8, which is 20% below median its own 10-year median of 10.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Fairly Valued. The stock's GF Value™ is MWK679.41, compared to a current price of MWK639.73 — trading 5.8% below its estimated fair value. The current Profitability Rank is 8, which is 20% below median its 10-year median of 10.00. NBS Bank's overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current Profitability Rank is 8 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NBS Bank (MSW:NBS) Overvalued in 2026?
Based on GuruFocus' analysis, NBS Bank stock appears to be undervalued.
The current stock price of MWK639.73 is trading 5.8% below its estimated GF Value™ of MWK679.41.
GuruFocus considers NBS Bank to be Fairly Valued.
Key valuation signals for MSW:NBS:
Profitability Rank: 8 (20% below median its 10-year median of 10.00)
GF Value™: MWK679.41 vs. price of MWK639.73 (5.8% below fair value)
No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
92GF Score
Get the complete analysis for MSW:NBS
Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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