NBS Bank (MSW:NBS) GF Score: 78/100 (As of Jul. 07, 2026) — Near Median


MSW:NBS NBS Bank PLC MSW:NBS
78 GF Score
Price MWK737.81
GF Value MWK440.27
Valuation Significantly Overvalued
! 1 Warning Sign
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What is NBS Bank GF Score?

NBS Bank MSW:NBS -0.02% 78 GF Score is 78 as of Jul. 07, 2026, which is 1% below its 10-year median of 79.00. GuruFocus rates MSW:NBS with a GF Score™ of 78/100 and a GF Value™ of MWK440.27 (Significantly Overvalued). The stock has 1 warning sign investors should review.

NBS Bank has the GF Score of 78, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 6/10
2. Profitability Rank : 7/10
3. Growth Rank : 2/10
4. GF Value Rank : 3/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes NBS Bank is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

NBS Bank  (MSW:NBS) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

NBS Bank GF Score Related Terms

MSW:NBS vs PNC, USB: GF Score Comparison

For the Banks - Regional subindustry, NBS Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NBS Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, NBS Bank's GF Score distribution charts can be found below:

* The bar in red indicates where NBS Bank's GF Score falls into.


MSW:NBS
78GF Score
NBS Bank PLC MSW:NBS
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 78 mean?
NBS Bank (MSW:NBS) has a GF Score of 78 as of Jul. 07, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on NBS Bank and its competitors. This is near median its historical median of 79.00. Over the past decade, NBS Bank's GF Score has ranged from 61.00 to 100.00.
Is NBS Bank's GF Score too high?
NBS Bank's current GF Score of 78 is near median its 10-year median of 79.00. Over the past 10 years, this metric has ranged from a low of 61.00 to a high of 100.00. Overall, NBS Bank has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's GF Score compare to PNC and USB?
NBS Bank's GF Score of 78 can be compared against companies in the Banks industry. Historically, NBS Bank's own GF Score has ranged from 61.00 to 100.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on NBS Bank and its competitors. NBS Bank's current GF Score is 78, which is near median its own 10-year median of 79.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK440.27, compared to a current price of MWK737.81 — trading 67.6% above its estimated fair value. The current GF Score is 78, which is near median its 10-year median of 79.00. NBS Bank's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current GF Score is 78 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NBS Bank (MSW:NBS) Overvalued in 2026?

Based on GuruFocus' analysis, NBS Bank stock appears to be overvalued. The current stock price of MWK737.81 is trading 67.6% above its estimated GF Value™ of MWK440.27. GuruFocus considers NBS Bank to be Significantly Overvalued.

Key valuation signals for MSW:NBS:

  • GF Score: 78 (near median its 10-year median of 79.00)
  • GF Value™: MWK440.27 vs. price of MWK737.81 (67.6% above fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NBS Bank Business Description

Address Corner Chipembere Highway & Johnstone Roads, NBS House, PO Box 32251, Chichiri, Ginnery Corner, Blantyre 3, Blantyre, MWI
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
78GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK737.81
Price
MWK440.27
GF Value