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NBS BankMSW:NBS -0.02%92 EV-to-OCF is 73.89 as of Aug. 30, 2026, which is 5254% above its 10-year median of 1.38. GuruFocus rates MSW:NBS with a GF Score™ of 92/100 and a GF Value™ of MWK679.08 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,493 Banks companies, NBS Bank ranks worse than 97.45% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, NBS Bank's Enterprise Value is MWK1,720,599 Mil.
NBS Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was MWK23,287 Mil. Therefore, NBS Bank's EV-to-OCF for today is 73.89.
The historical rank and industry rank for NBS Bank's EV-to-OCF or its related term are showing as below:
MSW:NBS'
s EV-to-OCF Range Over the Past 10 Years
Min: -447.26 Med: 1.38 Max: 491.95
Current: 73.89
During the past 11 years, the highest EV-to-OCF of NBS Bank was 491.95. The lowest was -447.26. And the median was 1.38.
MSW:NBS's EV-to-OCF is ranked worse than 97.45% of 1493
companies
in the Banks industry
Industry Median: 3.89
vs MSW:NBS: 73.89
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
NBS Bank's share price for today is MWK639.73.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. NBS Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MWK51.677.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
NBS Bank EV-to-OCF Related Terms
NBS Bank EV-to-OCF Historical Data
* Premium members only.
The historical data trend for NBS Bank's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, NBS Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NBS Bank EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, NBS Bank's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where NBS Bank's EV-to-OCF falls into.
NBS Bank's current Enterprise Value is MWK1,720,599 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. NBS Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was MWK23,287 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NBS Bank (MSW:NBS) has a EV-to-OCF of 73.89 as of Aug. 30, 2026. This is 5254% above median its historical median of 1.38. According to the industry distribution chart, NBS Bank ranks #1455 out of 1493 companies in the Banks industry, placing it in the top 97.5%.
Is NBS Bank's EV-to-OCF too high?
NBS Bank's current EV-to-OCF of 73.89 is 5254% above median its 10-year median of 1.38. The Banks industry median EV-to-OCF is 3.89. NBS Bank's value of 73.89 is 1799.5% above this industry median. Based on the distribution chart, NBS Bank ranks #1455 out of 1493 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NBS Bank has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, NBS Bank ranks #1455 out of 1493 companies for EV-to-OCF. This places NBS Bank in the lower half of its industry. The industry median EV-to-OCF is 3.89. NBS Bank's value of 73.89 is 1799.5% above this benchmark. While the company's 10-year median is 1.38 vs. the industry median of 3.89, NBS Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.89, based on 1,493 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NBS Bank's current EV-to-OCF of 73.89 is 1799.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NBS Bank's current EV-to-OCF is 73.89, which is 5254% above median its own 10-year median of 1.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Fairly Valued. The stock's GF Value™ is MWK679.08, compared to a current price of MWK639.73 — trading 5.8% below its estimated fair value. The current EV-to-OCF is 73.89, which is 5254% above median its 10-year median of 1.38 and 1799.5% above the Banks industry median of 3.89. NBS Bank's overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current EV-to-OCF is 73.89 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NBS Bank (MSW:NBS) Overvalued in 2026?
Based on GuruFocus' analysis, NBS Bank stock appears to be undervalued.
The current stock price of MWK639.73 is trading 5.8% below its estimated GF Value™ of MWK679.08.
GuruFocus considers NBS Bank to be Fairly Valued.
Key valuation signals for MSW:NBS:
EV-to-OCF: 73.89 (5254% above median its 10-year median of 1.38)
GF Value™: MWK679.08 vs. price of MWK639.73 (5.8% below fair value)
Industry Position: 1799.5% above the Banks median (#1455 of 1493)
No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
92GF Score
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