NBS BankMSW:NBS -0.02%79 OCF Margin % is 12.12% as of Jun. 2025, which is 34% below its 10-year median of 18.27. GuruFocus rates MSW:NBS with a GF Score™ of 79/100 and a GF Value™ of MWK437.87 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,501 Banks companies, NBS Bank ranks worse than 71.75% on this metric.
The historical rank and industry rank for NBS Bank's OCF Margin % or its related term are showing as below:
MSW:NBS'
s OCF Margin % Range Over the Past 10 Years
Min: -133.82 Med: 18.27 Max: 95.28
Current: 8.6
During the past 10 years, the highest OCF Margin % of NBS Bank was 95.28%. The lowest was -133.82%. And the median was 18.27%.
MSW:NBS's OCF Margin % is ranked worse than 71.75% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs MSW:NBS: 8.60
NBS Bank OCF Margin % Related Terms
NBS Bank OCF Margin % Historical Data
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The historical data trend for NBS Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, NBS Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NBS Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, NBS Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where NBS Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NBS Bank (MSW:NBS) has a OCF Margin % of 12.12% as of Jun. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on NBS Bank and its competitors. This is 34% below median its historical median of 18.27. According to the industry distribution chart, NBS Bank ranks #1077 out of 1501 companies in the Banks industry, placing it in the top 71.8%.
Is NBS Bank's OCF Margin % too high?
NBS Bank's current OCF Margin % of 12.12% is 34% below median its 10-year median of 18.27. The Banks industry median OCF Margin % is 29.44. NBS Bank's value of 12.12% is 58.8% below this industry median. Based on the distribution chart, NBS Bank ranks #1077 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, NBS Bank has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, NBS Bank ranks #1077 out of 1501 companies for OCF Margin %. This places NBS Bank in the lower half of its industry. The industry median OCF Margin % is 29.44. NBS Bank's value of 12.12% is 58.8% below this benchmark. While the company's 10-year median is 18.27 vs. the industry median of 29.44, NBS Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NBS Bank's current OCF Margin % of 12.12% is 58.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on NBS Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NBS Bank's current OCF Margin % is 12.12%, which is 34% below median its own 10-year median of 18.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK437.87, compared to a current price of MWK741.08 — trading 69.2% above its estimated fair value. The current OCF Margin % is 12.12%, which is 34% below median its 10-year median of 18.27 and 58.8% below the Banks industry median of 29.44. NBS Bank's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current OCF Margin % is 12.12% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NBS Bank (MSW:NBS) Overvalued in 2026?
Based on GuruFocus' analysis, NBS Bank stock appears to be overvalued.
The current stock price of MWK741.08 is trading 69.2% above its estimated GF Value™ of MWK437.87.
GuruFocus considers NBS Bank to be Significantly Overvalued.
Key valuation signals for MSW:NBS:
OCF Margin %: 12.12% (34% below median its 10-year median of 18.27)
GF Value™: MWK437.87 vs. price of MWK741.08 (69.2% above fair value)
Industry Position: 58.8% below the Banks median (#1077 of 1501)
No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
79GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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