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NBS BankMSW:NBS 85 Cyclically Adjusted PS Ratio is 17.57 as of Sep. 06, 2026, which is 18% below its 10-year median of 21.48. GuruFocus rates MSW:NBS with a GF Score™ of 85/100 and a GF Value™ of MWK681.38 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,304 Banks companies, NBS Bank ranks worse than 98.85% on this metric.
The historical rank and industry rank for NBS Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:
MSW:NBS'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 8.06 Med: 21.48 Max: 42.23
Current: 17.57
During the past 11 years, NBS Bank's highest Cyclically Adjusted PS Ratio was 42.23. The lowest was 8.06. And the median was 21.48.
MSW:NBS's Cyclically Adjusted PS Ratio is ranked worse than 98.85% of 1304
companies
in the Banks industry
Industry Median: 3.45
vs MSW:NBS: 17.57
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
NBS Bank's adjusted revenue per share data of for the fiscal year that ended in Dec25 was MWK143.309. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is MWK36.07 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
NBS Bank (MSW:NBS) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
NBS Bank Cyclically Adjusted PS Ratio Related Terms
NBS Bank Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for NBS Bank's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MSW:NBS vs USB, PNC: Cyclically Adjusted PS Ratio Comparison
For the Banks - Regional subindustry, NBS Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NBS Bank Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, NBS Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where NBS Bank's Cyclically Adjusted PS Ratio falls into.
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
NBS Bank's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 17.57 mean?
NBS Bank (MSW:NBS) has a Cyclically Adjusted PS Ratio of 17.57 as of Sep. 06, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on NBS Bank and its competitors. This is 18% below median its historical median of 21.48. Over the past decade, NBS Bank's Cyclically Adjusted PS Ratio has ranged from 8.06 to 42.23. According to the industry distribution chart, NBS Bank ranks #1289 out of 1304 companies in the Banks industry, placing it in the top 98.8%.
Is NBS Bank's Cyclically Adjusted PS Ratio too high?
NBS Bank's current Cyclically Adjusted PS Ratio of 17.57 is 18% below median its 10-year median of 21.48. Over the past 10 years, this metric has ranged from a low of 8.06 to a high of 42.23. The Banks industry median Cyclically Adjusted PS Ratio is 3.45. NBS Bank's value of 17.57 is 409.3% above this industry median. Based on the distribution chart, NBS Bank ranks #1289 out of 1304 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NBS Bank has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's Cyclically Adjusted PS Ratio compare to USB and PNC?
According to the Banks industry distribution chart, NBS Bank ranks #1289 out of 1304 companies for Cyclically Adjusted PS Ratio. This places NBS Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.45. NBS Bank's value of 17.57 is 409.3% above this benchmark. Historically, NBS Bank's own Cyclically Adjusted PS Ratio has ranged from 8.06 to 42.23 over the past decade. While the company's 10-year median is 21.48 vs. the industry median of 3.45, NBS Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.45, based on 1,304 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NBS Bank's current Cyclically Adjusted PS Ratio of 17.57 is 409.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on NBS Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NBS Bank's current Cyclically Adjusted PS Ratio is 17.57, which is 18% below median its own 10-year median of 21.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Fairly Valued. The stock's GF Value™ is MWK681.38, compared to a current price of MWK633.74 — trading 7% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 17.57, which is 18% below median its 10-year median of 21.48 and 409.3% above the Banks industry median of 3.45. NBS Bank's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current Cyclically Adjusted PS Ratio is 17.57 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NBS Bank (MSW:NBS) Overvalued in 2026?
Based on GuruFocus' analysis, NBS Bank stock appears to be undervalued.
The current stock price of MWK633.74 is trading 7% below its estimated GF Value™ of MWK681.38.
GuruFocus considers NBS Bank to be Fairly Valued.
Key valuation signals for MSW:NBS:
Cyclically Adjusted PS Ratio: 17.57 (18% below median its 10-year median of 21.48)
GF Value™: MWK681.38 vs. price of MWK633.74 (7% below fair value)
Industry Position: 409.3% above the Banks median (#1289 of 1304)
No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
85GF Score
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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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