NBS Bank (MSW:NBS) Earnings per Share (Diluted): MWK51.68 (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MSW:NBS NBS Bank PLC MSW:NBS
85 GF Score
Price MWK633.72
GF Value MWK682.04
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is NBS Bank Earnings per Share (Diluted)?

NBS Bank MSW:NBS 85 Earnings per Share (Diluted) is MWK51.68 as of Dec. 2025. GuruFocus rates MSW:NBS with a GF Score™ of 85/100 and a GF Value™ of MWK682.04 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,407 Banks companies, NBS Bank ranks better than 98.58% on this metric.

NBS Bank's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was MWK26.52. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MWK51.68.

NBS Bank's EPS (Basic) for the six months ended in Dec. 2025 was MWK26.52. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was MWK51.68.

NBS Bank's EPS without NRI for the six months ended in Dec. 2025 was MWK26.52. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was MWK51.68.

During the past 12 months, NBS Bank's average EPS without NRIGrowth Rate was 106.10% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 99.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was 90.20% per year.

During the past 11 years, NBS Bank's highest 3-Year average EPS without NRI Growth Rate was 111.80% per year. The lowest was 61.00% per year. And the median was 65.70% per year.


NBS Bank  (MSW:NBS) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


NBS Bank Earnings per Share (Diluted) Related Terms


NBS Bank Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for NBS Bank's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NBS Bank Earnings per Share (Diluted) Chart

NBS Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.64 6.50 10.09 25.08 51.68

NBS Bank Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.91 11.21 13.86 25.16 26.52

MSW:NBS vs USB, PNC: Earnings per Share (Diluted) Comparison

For the Banks - Regional subindustry, NBS Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NBS Bank PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, NBS Bank's PE Ratio distribution charts can be found below:

* The bar in red indicates where NBS Bank's PE Ratio falls into.


MSW:NBS
85GF Score
NBS Bank PLC MSW:NBS
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NBS Bank Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

NBS Bank's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(150421.707-0)/2910.574
=51.68

NBS Bank's Earnings Per Share (Diluted) for the quarter that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (Q: Dec. 2025 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(77174.707-0)/2910.574
=26.52

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MWK51.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of MWK51.68 mean?
NBS Bank (MSW:NBS) has a Earnings per Share (Diluted) of MWK51.68 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on NBS Bank and its competitors. According to the industry distribution chart, NBS Bank ranks #20 out of 1407 companies in the Banks industry, placing it in the top 1.4%.
Is NBS Bank's Earnings per Share (Diluted) too high?
NBS Bank's current Earnings per Share (Diluted) is MWK51.68. Based on the distribution chart, NBS Bank ranks #20 out of 1407 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, NBS Bank has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's Earnings per Share (Diluted) compare to USB and PNC?
According to the Banks industry distribution chart, NBS Bank ranks #20 out of 1407 companies for Earnings per Share (Diluted). This places NBS Bank in the top 1% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,407 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on NBS Bank and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NBS Bank's current Earnings per Share (Diluted) is MWK51.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Fairly Valued. The stock's GF Value™ is MWK682.04, compared to a current price of MWK633.72 — trading 7.1% below its estimated fair value. The current Earnings per Share (Diluted) is MWK51.68. NBS Bank's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current Earnings per Share (Diluted) is MWK51.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NBS Bank (MSW:NBS) Overvalued in 2026?

Based on GuruFocus' analysis, NBS Bank stock appears to be undervalued. The current stock price of MWK633.72 is trading 7.1% below its estimated GF Value™ of MWK682.04. GuruFocus considers NBS Bank to be Fairly Valued.

Key valuation signals for MSW:NBS:

  • Earnings per Share (Diluted): MWK51.68
  • GF Value™: MWK682.04 vs. price of MWK633.72 (7.1% below fair value)
  • GF Score™: 85/100 with 2 warning signs

No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NBS Bank Business Description

Address Corner Chipembere Highway & Johnstone Roads, NBS House, PO Box 32251, Chichiri, Ginnery Corner, Blantyre 3, Blantyre, MWI
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
85GF Score

Get the complete analysis for MSW:NBS

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK633.72
Price
MWK682.04
GF Value