NBS Bank (MSW:NBS) LT-Debt-to-Total-Asset: 0.05 (As of Jun. 2025)


MSW:NBS NBS Bank PLC MSW:NBS
78 GF Score
Price MWK737.81
GF Value MWK440.05
Valuation Significantly Overvalued
! 1 Warning Sign
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What is NBS Bank LT-Debt-to-Total-Asset?

NBS Bank MSW:NBS -0.02% 78 LT-Debt-to-Total-Asset is 0.05 as of Jun. 2025. GuruFocus rates MSW:NBS with a GF Score™ of 78/100 and a GF Value™ of MWK440.05 (Significantly Overvalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. NBS Bank's long-term debt to total assests ratio for the quarter that ended in Jun. 2025 was 0.05.

NBS Bank's long-term debt to total assets ratio increased from Jun. 2024 (0.02) to Jun. 2025 (0.05). It may suggest that NBS Bank is progressively becoming more dependent on debt to grow their business.

NBS Bank  (MSW:NBS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

NBS Bank LT-Debt-to-Total-Asset Related Terms

NBS Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for NBS Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NBS Bank LT-Debt-to-Total-Asset Chart

NBS Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.06 0.06 0.06 0.13

NBS Bank Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.06 0.02 0.13 0.05
MSW:NBS
78GF Score
NBS Bank PLC MSW:NBS
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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NBS Bank LT-Debt-to-Total-Asset Calculation

NBS Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )/Total Assets (A: Dec. 2024 )
=157270.7/1192844.286
=0.13

NBS Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (Q: Jun. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2025 )/Total Assets (Q: Jun. 2025 )
=60546/1326595
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.05 mean?
NBS Bank (MSW:NBS) has a LT-Debt-to-Total-Asset of 0.05 as of Jun. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on NBS Bank and its competitors.
Is NBS Bank's LT-Debt-to-Total-Asset too high?
NBS Bank's current LT-Debt-to-Total-Asset is 0.05. Overall, NBS Bank has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's LT-Debt-to-Total-Asset compare to PNC and USB?
NBS Bank's LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on NBS Bank and its competitors. NBS Bank's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK440.05, compared to a current price of MWK737.81 — trading 67.7% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. NBS Bank's overall GF Score™ is 78/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current LT-Debt-to-Total-Asset is 0.05 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NBS Bank (MSW:NBS) Overvalued in 2026?

Based on GuruFocus' analysis, NBS Bank stock appears to be overvalued. The current stock price of MWK737.81 is trading 67.7% above its estimated GF Value™ of MWK440.05. GuruFocus considers NBS Bank to be Significantly Overvalued.

Key valuation signals for MSW:NBS:

  • LT-Debt-to-Total-Asset: 0.05
  • GF Value™: MWK440.05 vs. price of MWK737.81 (67.7% above fair value)
  • GF Score™: 78/100 with 1 warning sign

No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NBS Bank Business Description

Address Corner Chipembere Highway & Johnstone Roads, NBS House, PO Box 32251, Chichiri, Ginnery Corner, Blantyre 3, Blantyre, MWI
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
78GF Score

Get the complete analysis for MSW:NBS

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK737.81
Price
MWK440.05
GF Value