NBS Bank (MSW:NBS) Dividend Payout Ratio: 0.20 (As of Jun. 2025) — 46% Below Median


MSW:NBS NBS Bank PLC MSW:NBS
79 GF Score
Price MWK737.96
GF Value MWK439.18
Valuation Significantly Overvalued
! 1 Warning Sign
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What is NBS Bank Dividend Payout Ratio?

NBS Bank MSW:NBS -0.08% 79 Dividend Payout Ratio is 0.20 as of Jun. 2025, which is 46% below its 10-year median of 0.37. GuruFocus rates MSW:NBS with a GF Score™ of 79/100 and a GF Value™ of MWK439.18 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,170 Banks companies, NBS Bank ranks better than 65.13% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. NBS Bank's Dividend Payout Ratio for the months ended in Jun. 2025 was 0.20.

The historical rank and industry rank for NBS Bank's Dividend Payout Ratio or its related term are showing as below:

MSW:NBS' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.13   Med: 0.37   Max: 0.49
Current: 0.26

During the past 10 years, the highest Dividend Payout Ratio of NBS Bank was 0.49. The lowest was 0.13. And the median was 0.37.

MSW:NBS's Dividend Payout Ratio is ranked better than
65.13% of 1170 companies
in the Banks industry
Industry Median: 0.32 vs MSW:NBS: 0.26

As of today (2026-07-02), the Dividend Yield % of NBS Bank is 2.68%.

During the past 10 years, the highest Trailing Annual Dividend Yield of NBS Bank was 5.91%. The lowest was 0.64%. And the median was 1.93%.

NBS Bank's Dividends per Share for the months ended in Jun. 2025 was MWK5.00.

During the past 12 months, NBS Bank's average Dividends Per Share Growth Rate was 109.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 71.30% per year.

During the past 10 years, the highest 3-Year average Dividends Per Share Growth Rate of NBS Bank was 71.30% per year. The lowest was 71.30% per year. And the median was 71.30% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

NBS Bank (MSW:NBS) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

NBS Bank Dividend Payout Ratio Related Terms

NBS Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for NBS Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NBS Bank Dividend Payout Ratio Chart

NBS Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.49 0.13 0.48 0.26

NBS Bank Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.56 0.13 0.36 0.20

MSW:NBS vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, NBS Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NBS Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, NBS Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where NBS Bank's Dividend Payout Ratio falls into.


MSW:NBS
79GF Score
NBS Bank PLC MSW:NBS
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NBS Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

NBS Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2024 )/ EPS without NRI (A: Dec. 2024 )
=6.54/ 25.08
=0.26

NBS Bank's Dividend Payout Ratio for the quarter that ended in Jun. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2025 )/ EPS without NRI (Q: Jun. 2025 )
=5/ 25.162
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.20 mean?
NBS Bank (MSW:NBS) has a Dividend Payout Ratio of 0.20 as of Jun. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on NBS Bank and its competitors. This is 46% below median its historical median of 0.37. Over the past decade, NBS Bank's Dividend Payout Ratio has ranged from 0.13 to 0.49. According to the industry distribution chart, NBS Bank ranks #408 out of 1170 companies in the Banks industry, placing it in the top 34.9%.
Is NBS Bank's Dividend Payout Ratio too high?
NBS Bank's current Dividend Payout Ratio of 0.20 is 46% below median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.49. The Banks industry median Dividend Payout Ratio is 0.32. NBS Bank's value of 0.20 is 37.5% below this industry median. Based on the distribution chart, NBS Bank ranks #408 out of 1170 companies in the Banks industry, which is above the industry midpoint. Overall, NBS Bank has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, NBS Bank ranks #408 out of 1170 companies for Dividend Payout Ratio. This puts NBS Bank in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. NBS Bank's value of 0.20 is 37.5% below this benchmark. Historically, NBS Bank's own Dividend Payout Ratio has ranged from 0.13 to 0.49 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 0.32, NBS Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NBS Bank's current Dividend Payout Ratio of 0.20 is 37.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on NBS Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NBS Bank's current Dividend Payout Ratio is 0.20, which is 46% below median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK439.18, compared to a current price of MWK737.96 — trading 68% above its estimated fair value. The current Dividend Payout Ratio is 0.20, which is 46% below median its 10-year median of 0.37 and 37.5% below the Banks industry median of 0.32. NBS Bank's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current Dividend Payout Ratio is 0.20 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NBS Bank (MSW:NBS) Overvalued in 2026?

Based on GuruFocus' analysis, NBS Bank stock appears to be overvalued. The current stock price of MWK737.96 is trading 68% above its estimated GF Value™ of MWK439.18. GuruFocus considers NBS Bank to be Significantly Overvalued.

Key valuation signals for MSW:NBS:

  • Dividend Payout Ratio: 0.20 (46% below median its 10-year median of 0.37)
  • GF Value™: MWK439.18 vs. price of MWK737.96 (68% above fair value)
  • GF Score™: 79/100 with 1 warning sign
  • Industry Position: 37.5% below the Banks median (#408 of 1170)

No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NBS Bank Business Description

Address Corner Chipembere Highway & Johnstone Roads, NBS House, PO Box 32251, Chichiri, Ginnery Corner, Blantyre 3, Blantyre, MWI
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
79GF Score

Get the complete analysis for MSW:NBS

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK737.96
Price
MWK439.18
GF Value