NBS Bank (MSW:NBS) OCF Yield %: 1.22 (As of Jul. 01, 2026) — 41% Below Median


MSW:NBS NBS Bank PLC MSW:NBS
79 GF Score
Price MWK738.55
GF Value MWK438.96
Valuation Significantly Overvalued
! 1 Warning Sign
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What is NBS Bank OCF Yield %?

NBS Bank MSW:NBS 79 OCF Yield % is 1.22 as of Jul. 01, 2026, which is 41% below its 10-year median of 2.07. GuruFocus rates MSW:NBS with a GF Score™ of 79/100 and a GF Value™ of MWK438.96 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,502 Banks companies, NBS Bank ranks worse than 74.1% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, NBS Bank's Trailing 12-Month Cash Flow from Operations is MWK26,298 Mil, and Market Cap is MWK2,149,604 Mil. Therefore, NBS Bank's OCF Yield % for today is 1.22%.

The historical rank and industry rank for NBS Bank's OCF Yield % or its related term are showing as below:

MSW:NBS' s OCF Yield % Range Over the Past 10 Years
Min: -96.92   Med: 2.07   Max: 36.96
Current: 1.22


During the past 10 years, the highest OCF Yield % of NBS Bank was 36.96%. The lowest was -96.92%. And the median was 2.07%.

MSW:NBS's OCF Yield % is ranked worse than
74.1% of 1502 companies
in the Banks industry
Industry Median: 9.32 vs MSW:NBS: 1.22

NBS Bank's OCF Margin % for the quarter that ended in Jun. 2025 was %.


NBS Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


NBS Bank OCF Yield % Related Terms


NBS Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for NBS Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NBS Bank OCF Yield % Chart

NBS Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -13.96 25.24 5.82 28.95 11.12

NBS Bank Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.69 44.49 40.53 1.16 2.29

MSW:NBS vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, NBS Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NBS Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, NBS Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where NBS Bank's OCF Yield % falls into.


MSW:NBS
79GF Score
NBS Bank PLC MSW:NBS
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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NBS Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

NBS Bank's OCF Yield % for the fiscal year that ended in Dec. 2024 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=56338.129 / 506643.61618
=11.12%

NBS Bank's annualized OCF Yield % for the quarter that ended in Jun. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=23354 * 2 / 2037139.84834
=2.29%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 1.22 mean?
NBS Bank (MSW:NBS) has a OCF Yield % of 1.22 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on NBS Bank and its competitors. This is 41% below median its historical median of 2.07. According to the industry distribution chart, NBS Bank ranks #1113 out of 1502 companies in the Banks industry, placing it in the top 74.1%.
Is NBS Bank's OCF Yield % too high?
NBS Bank's current OCF Yield % of 1.22 is 41% below median its 10-year median of 2.07. The Banks industry median OCF Yield % is 9.32. NBS Bank's value of 1.22 is 86.9% below this industry median. Based on the distribution chart, NBS Bank ranks #1113 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, NBS Bank has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, NBS Bank ranks #1113 out of 1502 companies for OCF Yield %. This places NBS Bank in the lower half of its industry. The industry median OCF Yield % is 9.32. NBS Bank's value of 1.22 is 86.9% below this benchmark. While the company's 10-year median is 2.07 vs. the industry median of 9.32, NBS Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NBS Bank's current OCF Yield % of 1.22 is 86.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on NBS Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NBS Bank's current OCF Yield % is 1.22, which is 41% below median its own 10-year median of 2.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK438.96, compared to a current price of MWK738.55 — trading 68.2% above its estimated fair value. The current OCF Yield % is 1.22, which is 41% below median its 10-year median of 2.07 and 86.9% below the Banks industry median of 9.32. NBS Bank's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current OCF Yield % is 1.22 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NBS Bank (MSW:NBS) Overvalued in 2026?

Based on GuruFocus' analysis, NBS Bank stock appears to be overvalued. The current stock price of MWK738.55 is trading 68.2% above its estimated GF Value™ of MWK438.96. GuruFocus considers NBS Bank to be Significantly Overvalued.

Key valuation signals for MSW:NBS:

  • OCF Yield %: 1.22 (41% below median its 10-year median of 2.07)
  • GF Value™: MWK438.96 vs. price of MWK738.55 (68.2% above fair value)
  • GF Score™: 79/100 with 1 warning sign
  • Industry Position: 86.9% below the Banks median (#1113 of 1502)

No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NBS Bank Business Description

Address Corner Chipembere Highway & Johnstone Roads, NBS House, PO Box 32251, Chichiri, Ginnery Corner, Blantyre 3, Blantyre, MWI
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
79GF Score

Get the complete analysis for MSW:NBS

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK738.55
Price
MWK438.96
GF Value