NBS BankMSW:NBS -0.02%79 PEG Ratio is 0.40 as of Jul. 05, 2026, which is 23% below its 10-year median of 0.52. GuruFocus rates MSW:NBS with a GF Score™ of 79/100 and a GF Value™ of MWK439.62 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,231 Banks companies, NBS Bank ranks better than 91.8% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, NBS Bank's PE Ratio without NRI is 18.91. NBS Bank's 5-Year Book Value growth rate is 47.00%. Therefore, NBS Bank's PEG Ratio for today is 0.40.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for NBS Bank's PEG Ratio or its related term are showing as below:
MSW:NBS'
s PEG Ratio Range Over the Past 10 Years
Min: 0.17 Med: 0.52 Max: 0.87
Current: 0.4
During the past 10 years, NBS Bank's highest PEG Ratio was 0.87. The lowest was 0.17. And the median was 0.52.
MSW:NBS's PEG Ratio is ranked better than 91.8% of 1231
companies
in the Banks industry
Industry Median: 1.54
vs MSW:NBS: 0.40
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
NBS Bank (MSW:NBS) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
NBS Bank PEG Ratio Related Terms
NBS Bank PEG Ratio Historical Data
* Premium members only.
The historical data trend for NBS Bank's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, NBS Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NBS Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, NBS Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where NBS Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
NBS Bank (MSW:NBS) has a PEG Ratio of 0.40 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on NBS Bank and its competitors. This is 23% below median its historical median of 0.52. Over the past decade, NBS Bank's PEG Ratio has ranged from 0.17 to 0.87. According to the industry distribution chart, NBS Bank ranks #101 out of 1231 companies in the Banks industry, placing it in the top 8.2%.
Is NBS Bank's PEG Ratio too high?
NBS Bank's current PEG Ratio of 0.40 is 23% below median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.87. The Banks industry median PEG Ratio is 1.54. NBS Bank's value of 0.40 is 74% below this industry median. Based on the distribution chart, NBS Bank ranks #101 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, NBS Bank has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NBS Bank's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, NBS Bank ranks #101 out of 1231 companies for PEG Ratio. This places NBS Bank in the top 8% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.54. NBS Bank's value of 0.40 is 74% below this benchmark. Historically, NBS Bank's own PEG Ratio has ranged from 0.17 to 0.87 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 1.54, NBS Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NBS Bank's current PEG Ratio of 0.40 is 74% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on NBS Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NBS Bank's current PEG Ratio is 0.40, which is 23% below median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBS Bank stock overvalued right now?
Based on GuruFocus' analysis, NBS Bank (MSW:NBS) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK439.62, compared to a current price of MWK737.81 — trading 67.8% above its estimated fair value. The current PEG Ratio is 0.40, which is 23% below median its 10-year median of 0.52 and 74% below the Banks industry median of 1.54. NBS Bank's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For NBS Bank (MSW:NBS), the current PEG Ratio is 0.40 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NBS Bank (MSW:NBS) Overvalued in 2026?
Based on GuruFocus' analysis, NBS Bank stock appears to be overvalued.
The current stock price of MWK737.81 is trading 67.8% above its estimated GF Value™ of MWK439.62.
GuruFocus considers NBS Bank to be Significantly Overvalued.
Key valuation signals for MSW:NBS:
PEG Ratio: 0.40 (23% below median its 10-year median of 0.52)
GF Value™: MWK439.62 vs. price of MWK737.81 (67.8% above fair value)
Industry Position: 74% below the Banks median (#101 of 1231)
No single metric tells the full story. See the MSW:NBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NBS Bank PLC is predominantly involved in commercial banking, covering corporate and retail banking and treasury management. Services offered by the bank include current account, saving account, investment, loans, international trades, and internet banking. The company segments are divided into geographical areas including Northern region, Central region and the Southern region. Its branches are spread across Malawi.
79GF Score
Get the complete analysis for MSW:NBS
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MSW:NBS has been successfully added to your 
