Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Change In Receivables: CLP0 Mil (TTM As of Dec. 2025)

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XSGO:CONSOGRAL Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
52 GF Score
Price CLP430.00
GF Value CLP438.23
Valuation Fairly Valued
! 7 Warning Signs
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What is Zurich Chile SegurosGenerales Change In Receivables?

Zurich Chile SegurosGenerales XSGO:CONSOGRAL 52 Change In Receivables is CLP0 Mil as of Dec. 2025. GuruFocus rates XSGO:CONSOGRAL with a GF Score™ of 52/100 and a GF Value™ of CLP438.23 (Fairly Valued). The stock has 7 warning signs investors should review.

Zurich Chile SegurosGenerales's change in receivables for the quarter that ended in Dec. 2025 was CLP0 Mil. It means Zurich Chile SegurosGenerales's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Zurich Chile SegurosGenerales's change in receivables for the fiscal year that ended in Dec. 2025 was CLP0 Mil. It means Zurich Chile SegurosGenerales's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Zurich Chile SegurosGenerales's Accounts Receivable for the quarter that ended in Dec. 2025 was CLP100,673 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Zurich Chile SegurosGenerales's Days Sales Outstanding for the six months ended in Dec. 2025 was 115.17.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Zurich Chile SegurosGenerales's liquidation value for the six months ended in Dec. 2025 was CLP-195,850 Mil.

Zurich Chile SegurosGenerales  (XSGO:CONSOGRAL) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Zurich Chile SegurosGenerales's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=100673.49/159528.713*91
=115.17

2. In Ben Graham's calculation of liquidation value, Zurich Chile SegurosGenerales's accounts receivable are only considered to be worth 75% of book value:

Zurich Chile SegurosGenerales's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=20746.524-292101.393+0.75 * 100673.49+0.5 * 0
=-195,850

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Chile SegurosGenerales Change In Receivables Related Terms

Zurich Chile SegurosGenerales Change In Receivables Historical Data

* Premium members only.

The historical data trend for Zurich Chile SegurosGenerales's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Chile SegurosGenerales Change In Receivables Chart

Zurich Chile SegurosGenerales Annual Data
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Zurich Chile SegurosGenerales Semi-Annual Data
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XSGO:CONSOGRAL
52GF Score
Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Zurich Chile SegurosGenerales Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 was CLP0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of CLP0 Mil mean?
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a Change In Receivables of CLP0 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Zurich Chile SegurosGenerales and its competitors.
Is Zurich Chile SegurosGenerales' Change In Receivables too high?
Zurich Chile SegurosGenerales' current Change In Receivables is CLP0 Mil. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' Change In Receivables compare to CB and PGR?
Zurich Chile SegurosGenerales' Change In Receivables of CLP0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for an Insurance company?
A good Change In Receivables depends on the Insurance industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Zurich Chile SegurosGenerales and its competitors. Zurich Chile SegurosGenerales's current Change In Receivables is CLP0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP438.23, compared to a current price of CLP430.00 — trading 1.9% below its estimated fair value. The current Change In Receivables is CLP0 Mil. Zurich Chile SegurosGenerales' overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current Change In Receivables is CLP0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued. The current stock price of CLP430.00 is trading 1.9% below its estimated GF Value™ of CLP438.23. GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.

Key valuation signals for XSGO:CONSOGRAL:

  • Change In Receivables: CLP0 Mil
  • GF Value™: CLP438.23 vs. price of CLP430.00 (1.9% below fair value)
  • GF Score™: 52/100 with 7 warning signs

No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zurich Chile SegurosGenerales Business Description

Address Avenida Apoquindo 5550, 19th floor, Las Condes, Santiago, CHL
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
52GF Score

Get the complete analysis for XSGO:CONSOGRAL

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP430.00
Price
CLP438.23
GF Value