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Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Zurich Chile SegurosGenerales's EV-to-EBIT for today is
Zurich Chile SegurosGenerales's current Enterprise Value is CLP68,493 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Zurich Chile SegurosGenerales's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was CLP0 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Zurich Chile SegurosGenerales's EV-to-EBITDA for today is:
Zurich Chile SegurosGenerales's current Enterprise Value is CLP68,493 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Zurich Chile SegurosGenerales's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was CLP0 Mil.
Zurich Chile SegurosGenerales's current Enterprise Value is CLP68,493 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Zurich Chile SegurosGenerales's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was CLP159,529 Mil.
Zurich Chile SegurosGenerales's current Enterprise Value is CLP68,493 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Zurich Chile SegurosGenerales's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was CLP4,835 Mil.
Zurich Chile SegurosGenerales's current Enterprise Value is CLP68,493 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Zurich Chile SegurosGenerales's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was CLP4,835 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Chile SegurosGenerales Enterprise Value Related Terms
Zurich Chile SegurosGenerales Enterprise Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Chile SegurosGenerales Enterprise Value Chart
XSGO:CONSOGRAL vs CB, PGR, TRV: Enterprise Value Comparison
For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Chile SegurosGenerales Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Zurich Chile SegurosGenerales's Enterprise Value falls into.
Zurich Chile SegurosGenerales Enterprise Value Calculation
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of CLP68,493 Mil mean?
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a Enterprise Value of CLP68,493 Mil as of Jul. 15, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Zurich Chile SegurosGenerales and its competitors.
Is Zurich Chile SegurosGenerales' Enterprise Value too high?
Zurich Chile SegurosGenerales' current Enterprise Value is CLP68,493 Mil. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' Enterprise Value compare to CB and PGR?
Zurich Chile SegurosGenerales' Enterprise Value of CLP68,493 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Zurich Chile SegurosGenerales and its competitors. Zurich Chile SegurosGenerales's current Enterprise Value is CLP68,493 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP436.48, compared to a current price of CLP430.00 — trading 1.5% below its estimated fair value. The current Enterprise Value is CLP68,493 Mil. Zurich Chile SegurosGenerales' overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current Enterprise Value is CLP68,493 Mil as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued.
The current stock price of CLP430.00 is trading 1.5% below its estimated GF Value™ of CLP436.48.
GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.
Key valuation signals for XSGO:CONSOGRAL:
Enterprise Value: CLP68,493 Mil
GF Value™: CLP436.48 vs. price of CLP430.00 (1.5% below fair value)
No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich Chile SegurosGenerales Business Description
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
57GF Score
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