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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Zurich Chile SegurosGenerales's share price is CLP430.00.
Zurich Chile SegurosGenerales's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was CLP890.22. Hence, Zurich Chile SegurosGenerales's PS Ratio for today is 0.48.
Warning Sign:
Zurich Chile SegurosGenerales SA stock PS Ratio (=0.48) is close to 10-year high of 0.51.
The historical rank and industry rank for Zurich Chile SegurosGenerales's PS Ratio or its related term are showing as below:
XSGO:CONSOGRAL'
s PS Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.37 Max: 0.51
Current: 0.48
During the past 13 years, Zurich Chile SegurosGenerales's highest PS Ratio was 0.51. The lowest was 0.15. And the median was 0.37.
XSGO:CONSOGRAL's PS Ratio is ranked better than 83.63% of 501
companies
in the Insurance industry
Industry Median: 1.15
vs XSGO:CONSOGRAL: 0.48
During the past 13 years, Zurich Chile SegurosGenerales's highest 3-Year average Revenue per Share Growth Rate was 13.00% per year. The lowest was -86.00% per year. And the median was -2.00% per year.
Back to Basics: PS Ratio
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Zurich Chile SegurosGenerales PS Ratio Related Terms
Zurich Chile SegurosGenerales PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSGO:CONSOGRAL vs CB, PGR, TRV: PS Ratio Comparison
For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Chile SegurosGenerales PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's PS Ratio distribution charts can be found below:
* The bar in red indicates where Zurich Chile SegurosGenerales's PS Ratio falls into.
Zurich Chile SegurosGenerales PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Zurich Chile SegurosGenerales's Share Price of today is CLP430.00.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Zurich Chile SegurosGenerales's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was CLP890.22.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a PS Ratio of 0.48 as of Jul. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Zurich Chile SegurosGenerales and its competitors. This is 30% above median its historical median of 0.37. Over the past decade, Zurich Chile SegurosGenerales' PS Ratio has ranged from 0.15 to 0.51. According to the industry distribution chart, Zurich Chile SegurosGenerales ranks #82 out of 501 companies in the Insurance industry, placing it in the top 16.4%.
Is Zurich Chile SegurosGenerales' PS Ratio too high?
Zurich Chile SegurosGenerales' current PS Ratio of 0.48 is 30% above median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.51. The Insurance industry median PS Ratio is 1.15. Zurich Chile SegurosGenerales' value of 0.48 is 58.3% below this industry median. Based on the distribution chart, Zurich Chile SegurosGenerales ranks #82 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Zurich Chile SegurosGenerales ranks #82 out of 501 companies for PS Ratio. This places Zurich Chile SegurosGenerales in the top 16% of its industry — outperforming the majority of peers. The industry median PS Ratio is 1.15. Zurich Chile SegurosGenerales' value of 0.48 is 58.3% below this benchmark. Historically, Zurich Chile SegurosGenerales' own PS Ratio has ranged from 0.15 to 0.51 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 1.15, Zurich Chile SegurosGenerales has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Chile SegurosGenerales's current PS Ratio of 0.48 is 58.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Zurich Chile SegurosGenerales and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Chile SegurosGenerales's current PS Ratio is 0.48, which is 30% above median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP436.64, compared to a current price of CLP430.00 — trading 1.5% below its estimated fair value. The current PS Ratio is 0.48, which is 30% above median its 10-year median of 0.37 and 58.3% below the Insurance industry median of 1.15. Zurich Chile SegurosGenerales' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current PS Ratio is 0.48 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued.
The current stock price of CLP430.00 is trading 1.5% below its estimated GF Value™ of CLP436.64.
GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.
Key valuation signals for XSGO:CONSOGRAL:
PS Ratio: 0.48 (30% above median its 10-year median of 0.37)
GF Value™: CLP436.64 vs. price of CLP430.00 (1.5% below fair value)
Industry Position: 58.3% below the Insurance median (#82 of 501)
No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich Chile SegurosGenerales Business Description
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
55GF Score
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