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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Zurich Chile SegurosGenerales's Median PS Value or its related term are showing as below:
XSGO:CONSOGRAL'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.15 Med: 1.55 Max: 237.03
Current: 1.32
During the past 13 years, the highest Price to Median PS Value of Zurich Chile SegurosGenerales was 237.03. The lowest was 1.15. And the median was 1.55.
XSGO:CONSOGRAL's Price-to-Median-PS-Value is ranked worse than 70.76% of 342
companies
in the Insurance industry
Industry Median: 1.02
vs XSGO:CONSOGRAL: 1.32
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Zurich Chile SegurosGenerales's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
430.00
/
325.91
=
1.32
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Chile SegurosGenerales Median PS Value Related Terms
Zurich Chile SegurosGenerales Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Chile SegurosGenerales Median PS Value Chart
XSGO:CONSOGRAL vs CB, PGR, TRV: Median PS Value Comparison
For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Chile SegurosGenerales Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Zurich Chile SegurosGenerales's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.3661.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Zurich Chile SegurosGenerales's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was CLP890.217.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a Median PS Value of CLP325.91 as of Jul. 15, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Zurich Chile SegurosGenerales and its competitors. This is 20926% above median its historical median of 1.55. Over the past decade, Zurich Chile SegurosGenerales' Median PS Value has ranged from 1.15 to 237.03. According to the industry distribution chart, Zurich Chile SegurosGenerales ranks #242 out of 342 companies in the Insurance industry, placing it in the top 70.8%.
Is Zurich Chile SegurosGenerales' Median PS Value too high?
Zurich Chile SegurosGenerales' current Median PS Value of CLP325.91 is 20926% above median its 10-year median of 1.55. Over the past 10 years, this metric has ranged from a low of 1.15 to a high of 237.03. Based on the distribution chart, Zurich Chile SegurosGenerales ranks #242 out of 342 companies in the Insurance industry, which is below the industry midpoint. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' Median PS Value compare to CB and PGR?
According to the Insurance industry distribution chart, Zurich Chile SegurosGenerales ranks #242 out of 342 companies for Median PS Value. This places Zurich Chile SegurosGenerales in the lower half of its industry. The industry median Median PS Value is 1.02. Historically, Zurich Chile SegurosGenerales' own Median PS Value has ranged from 1.15 to 237.03 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.02, based on 342 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Zurich Chile SegurosGenerales and its competitors. For the Insurance industry, the median Median PS Value is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Chile SegurosGenerales's current Median PS Value is CLP325.91, which is 20926% above median its own 10-year median of 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP436.48, compared to a current price of CLP430.00 — trading 1.5% below its estimated fair value. The current Median PS Value is CLP325.91, which is 20926% above median its 10-year median of 1.55. Zurich Chile SegurosGenerales' overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current Median PS Value is CLP325.91 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued.
The current stock price of CLP430.00 is trading 1.5% below its estimated GF Value™ of CLP436.48.
GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.
Key valuation signals for XSGO:CONSOGRAL:
Median PS Value: CLP325.91 (20926% above median its 10-year median of 1.55)
GF Value™: CLP436.48 vs. price of CLP430.00 (1.5% below fair value)
No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich Chile SegurosGenerales Business Description
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
57GF Score
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