Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Earnings Yield (Joel Greenblatt) %: 18.72% (As of Dec. 2016)

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XSGO:CONSOGRAL Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
57 GF Score
Price CLP430.00
GF Value CLP438.48
Valuation Fairly Valued
! 7 Warning Signs
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What is Zurich Chile SegurosGenerales Earnings Yield (Joel Greenblatt) %?

Zurich Chile SegurosGenerales XSGO:CONSOGRAL 57 Earnings Yield (Joel Greenblatt) % is 18.72% as of Dec. 2016. GuruFocus rates XSGO:CONSOGRAL with a GF Score™ of 57/100 and a GF Value™ of CLP438.48 (Fairly Valued). The stock has 7 warning signs investors should review. Among 507 Insurance companies, Zurich Chile SegurosGenerales ranks worse than 66.86% on this metric.

Zurich Chile SegurosGenerales's Enterprise Value for the quarter that ended in Dec. 2016 was CLP26,885 Mil. Zurich Chile SegurosGenerales's EBIT for the trailing twelve months (TTM) ended in Dec. 2016 was CLP0 Mil. Zurich Chile SegurosGenerales's Earnings Yield (Joel Greenblatt) for the quarter that ended in Dec. 2016 was 18.72%.

The historical rank and industry rank for Zurich Chile SegurosGenerales's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

XSGO:CONSOGRAL's Earnings Yield (Joel Greenblatt) % is not ranked *
in the Insurance industry.
Industry Median: 7.49
* Ranked among companies with meaningful Earnings Yield (Joel Greenblatt) % only.

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Zurich Chile SegurosGenerales's Forward Rate of Return (Yacktman) % for the quarter that ended in Dec. 2016 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Zurich Chile SegurosGenerales  (XSGO:CONSOGRAL) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


Zurich Chile SegurosGenerales Earnings Yield (Joel Greenblatt) % Related Terms


Zurich Chile SegurosGenerales Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Zurich Chile SegurosGenerales's Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Chile SegurosGenerales Earnings Yield (Joel Greenblatt) % Chart

Zurich Chile SegurosGenerales Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec25
Earnings Yield (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -23.87 -6.48 -39.89 18.72 0.00

Zurich Chile SegurosGenerales Quarterly Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial 17.92 -23.87 -6.19 -39.89 18.72

XSGO:CONSOGRAL vs CB, PGR, TRV: Earnings Yield (Joel Greenblatt) % Comparison

For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zurich Chile SegurosGenerales Earnings Yield (Joel Greenblatt) % vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Zurich Chile SegurosGenerales's Earnings Yield (Joel Greenblatt) % falls into.


XSGO:CONSOGRAL
57GF Score
Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Zurich Chile SegurosGenerales Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

Zurich Chile SegurosGeneraless Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=3373.723/
= %

Zurich Chile SegurosGenerales's EBIT for the trailing twelve months (TTM) ended in Dec. 2016 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP0 Mil.


What does a Earnings Yield (Joel Greenblatt) % of 18.72% mean?
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a Earnings Yield (Joel Greenblatt) % of 18.72% as of Dec. 2016. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Zurich Chile SegurosGenerales and its competitors. According to the industry distribution chart, Zurich Chile SegurosGenerales ranks #339 out of 507 companies in the Insurance industry, placing it in the top 66.9%.
Is Zurich Chile SegurosGenerales' Earnings Yield (Joel Greenblatt) % too high?
Zurich Chile SegurosGenerales' current Earnings Yield (Joel Greenblatt) % is 18.72%. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 7.49. Zurich Chile SegurosGenerales' value of 18.72% is 149.9% above this industry median. Based on the distribution chart, Zurich Chile SegurosGenerales ranks #339 out of 507 companies in the Insurance industry, which is below the industry midpoint. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' Earnings Yield (Joel Greenblatt) % compare to CB and PGR?
According to the Insurance industry distribution chart, Zurich Chile SegurosGenerales ranks #339 out of 507 companies for Earnings Yield (Joel Greenblatt) %. This places Zurich Chile SegurosGenerales in the lower half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 7.49. Zurich Chile SegurosGenerales' value of 18.72% is 149.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.49, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Chile SegurosGenerales's current Earnings Yield (Joel Greenblatt) % of 18.72% is 149.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Zurich Chile SegurosGenerales and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Chile SegurosGenerales's current Earnings Yield (Joel Greenblatt) % is 18.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP438.48, compared to a current price of CLP430.00 — trading 1.9% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 18.72% and 149.9% above the Insurance industry median of 7.49. Zurich Chile SegurosGenerales' overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current Earnings Yield (Joel Greenblatt) % is 18.72% as of Dec. 2016. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued. The current stock price of CLP430.00 is trading 1.9% below its estimated GF Value™ of CLP438.48. GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.

Key valuation signals for XSGO:CONSOGRAL:

  • Earnings Yield (Joel Greenblatt) %: 18.72%
  • GF Value™: CLP438.48 vs. price of CLP430.00 (1.9% below fair value)
  • GF Score™: 57/100 with 7 warning signs
  • Industry Position: 149.9% above the Insurance median (#339 of 507)

No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zurich Chile SegurosGenerales Business Description

Address Avenida Apoquindo 5550, 19th floor, Las Condes, Santiago, CHL
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
57GF Score

Get the complete analysis for XSGO:CONSOGRAL

Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP430.00
Price
CLP438.48
GF Value