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The historical rank and industry rank for Zurich Chile SegurosGenerales's Net Margin % or its related term are showing as below:
XSGO:CONSOGRAL'
s Net Margin % Range Over the Past 10 Years
Min: -5.59 Med: 3.09 Max: 7.99
Current: 1.96
XSGO:CONSOGRAL's Net Margin % is ranked worse than 82.63% of 501
companies
in the Insurance industry
Industry Median: 9.15
vs XSGO:CONSOGRAL: 1.96
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Zurich Chile SegurosGenerales Net Margin % Related Terms
Zurich Chile SegurosGenerales Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSGO:CONSOGRAL vs CB, PGR, TRV: Net Margin % Comparison
For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Chile SegurosGenerales Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's Net Margin % distribution charts can be found below:
* The bar in red indicates where Zurich Chile SegurosGenerales's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a Net Margin % of 1.96% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Zurich Chile SegurosGenerales and its competitors. This is 37% below median its historical median of 3.09. According to the industry distribution chart, Zurich Chile SegurosGenerales ranks #414 out of 501 companies in the Insurance industry, placing it in the top 82.6%.
Is Zurich Chile SegurosGenerales' Net Margin % too high?
Zurich Chile SegurosGenerales' current Net Margin % of 1.96% is 37% below median its 10-year median of 3.09. The Insurance industry median Net Margin % is 9.15. Zurich Chile SegurosGenerales' value of 1.96% is 78.6% below this industry median. Based on the distribution chart, Zurich Chile SegurosGenerales ranks #414 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Zurich Chile SegurosGenerales ranks #414 out of 501 companies for Net Margin %. This places Zurich Chile SegurosGenerales in the lower half of its industry. The industry median Net Margin % is 9.15. Zurich Chile SegurosGenerales' value of 1.96% is 78.6% below this benchmark. While the company's 10-year median is 3.09 vs. the industry median of 9.15, Zurich Chile SegurosGenerales has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.15, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Chile SegurosGenerales's current Net Margin % of 1.96% is 78.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Zurich Chile SegurosGenerales and its competitors. For the Insurance industry, the median Net Margin % is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Chile SegurosGenerales's current Net Margin % is 1.96%, which is 37% below median its own 10-year median of 3.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP436.48, compared to a current price of CLP430.00 — trading 1.5% below its estimated fair value. The current Net Margin % is 1.96%, which is 37% below median its 10-year median of 3.09 and 78.6% below the Insurance industry median of 9.15. Zurich Chile SegurosGenerales' overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current Net Margin % is 1.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued.
The current stock price of CLP430.00 is trading 1.5% below its estimated GF Value™ of CLP436.48.
GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.
Key valuation signals for XSGO:CONSOGRAL:
Net Margin %: 1.96% (37% below median its 10-year median of 3.09)
GF Value™: CLP436.48 vs. price of CLP430.00 (1.5% below fair value)
Industry Position: 78.6% below the Insurance median (#414 of 501)
No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich Chile SegurosGenerales Business Description
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
57GF Score
Get the complete analysis for XSGO:CONSOGRAL
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