Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

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XSGO:CONSOGRAL Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
55 GF Score
Price CLP430.00
GF Value CLP438.64
Valuation Fairly Valued
! 7 Warning Signs
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What is Zurich Chile SegurosGenerales Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Zurich Chile SegurosGenerales  (XSGO:CONSOGRAL) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Zurich Chile SegurosGenerales Cyclically Adjusted PS Ratio Related Terms


Zurich Chile SegurosGenerales Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Zurich Chile SegurosGenerales's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Chile SegurosGenerales Cyclically Adjusted PS Ratio Chart

Zurich Chile SegurosGenerales Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.21 0.20 0.35 -

Zurich Chile SegurosGenerales Quarterly Data
Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 0.35 0.40 0.40 0.42

XSGO:CONSOGRAL vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zurich Chile SegurosGenerales Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Zurich Chile SegurosGenerales's Cyclically Adjusted PS Ratio falls into.


XSGO:CONSOGRAL
55GF Score
Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zurich Chile SegurosGenerales Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Zurich Chile SegurosGenerales's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Zurich Chile SegurosGenerales's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=524.816/158.0400*158.0400
=524.816

Current CPI (Dec25) = 158.0400.

Zurich Chile SegurosGenerales Annual Data

Revenue per Share CPI Adj_RevenuePerShare
200812 555.698 85.070 1,032.359
200912 422.674 82.874 806.035
201012 383.730 85.345 710.586
201112 519.573 89.125 921.323
201212 676.535 90.455 1,182.025
201312 597.123 93.179 1,012.780
201412 754.140 97.515 1,222.216
201512 837.769 101.775 1,300.918
201612 749.009 104.532 1,132.417
202512 524.816 158.040 524.816

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued. The current stock price of CLP430.00 is trading 2% below its estimated GF Value™ of CLP438.64. GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.

Key valuation signals for XSGO:CONSOGRAL:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: CLP438.64 vs. price of CLP430.00 (2% below fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zurich Chile SegurosGenerales Business Description

Address Avenida Apoquindo 5550, 19th floor, Las Condes, Santiago, CHL
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
55GF Score

Get the complete analysis for XSGO:CONSOGRAL

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP430.00
Price
CLP438.64
GF Value