Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Selling, General, & Admin. Expense: CLP30,056 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSGO:CONSOGRAL Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
57 GF Score
Price CLP430.00
GF Value CLP437.53
Valuation Fairly Valued
! 7 Warning Signs
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What is Zurich Chile SegurosGenerales Selling, General, & Admin. Expense?

Zurich Chile SegurosGenerales XSGO:CONSOGRAL 57 Selling, General, & Admin. Expense is CLP30,056 Mil as of Dec. 2025. GuruFocus rates XSGO:CONSOGRAL with a GF Score™ of 57/100 and a GF Value™ of CLP437.53 (Fairly Valued). The stock has 7 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Zurich Chile SegurosGenerales's selling, general, & admin. expense for the six months ended in Dec. 2025 was CLP30,056 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was CLP30,056 Mil.


Zurich Chile SegurosGenerales  (XSGO:CONSOGRAL) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Zurich Chile SegurosGenerales Selling, General, & Admin. Expense Related Terms


Zurich Chile SegurosGenerales Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Zurich Chile SegurosGenerales's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Chile SegurosGenerales Selling, General, & Admin. Expense Chart

Zurich Chile SegurosGenerales Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23,191.14 28,737.39 31,753.88 38,175.57 30,056.44

Zurich Chile SegurosGenerales Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23,191.14 28,737.39 31,753.88 38,175.57 30,056.44

XSGO:CONSOGRAL vs CB, PGR, TRV: Selling, General, & Admin. Expense Comparison

For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zurich Chile SegurosGenerales Selling, General, & Admin. Expense vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Zurich Chile SegurosGenerales's Selling, General, & Admin. Expense falls into.


XSGO:CONSOGRAL
57GF Score
Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Zurich Chile SegurosGenerales Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was CLP30,056 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of CLP30,056 Mil mean?
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a Selling, General, & Admin. Expense of CLP30,056 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Zurich Chile SegurosGenerales and its competitors.
Is Zurich Chile SegurosGenerales' Selling, General, & Admin. Expense too high?
Zurich Chile SegurosGenerales' current Selling, General, & Admin. Expense is CLP30,056 Mil. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' Selling, General, & Admin. Expense compare to CB and PGR?
Zurich Chile SegurosGenerales' Selling, General, & Admin. Expense of CLP30,056 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for an Insurance company?
A good Selling, General, & Admin. Expense depends on the Insurance industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Zurich Chile SegurosGenerales and its competitors. Zurich Chile SegurosGenerales's current Selling, General, & Admin. Expense is CLP30,056 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP437.53, compared to a current price of CLP430.00 — trading 1.7% below its estimated fair value. The current Selling, General, & Admin. Expense is CLP30,056 Mil. Zurich Chile SegurosGenerales' overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current Selling, General, & Admin. Expense is CLP30,056 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued. The current stock price of CLP430.00 is trading 1.7% below its estimated GF Value™ of CLP437.53. GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.

Key valuation signals for XSGO:CONSOGRAL:

  • Selling, General, & Admin. Expense: CLP30,056 Mil
  • GF Value™: CLP437.53 vs. price of CLP430.00 (1.7% below fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zurich Chile SegurosGenerales Business Description

Address Avenida Apoquindo 5550, 19th floor, Las Condes, Santiago, CHL
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
57GF Score

Get the complete analysis for XSGO:CONSOGRAL

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP430.00
Price
CLP437.53
GF Value