Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) EV-to-OCF: 22.72 (As of Sep. 21, 2026)

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XSGO:CONSOGRAL Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
55 GF Score
Price CLP430.00
GF Value CLP438.64
Valuation Fairly Valued
! 7 Warning Signs
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What is Zurich Chile SegurosGenerales EV-to-OCF?

Zurich Chile SegurosGenerales XSGO:CONSOGRAL 55 EV-to-OCF is 22.72 as of Sep. 21, 2026. GuruFocus rates XSGO:CONSOGRAL with a GF Score™ of 55/100 and a GF Value™ of CLP438.64 (Fairly Valued). The stock has 7 warning signs investors should review. Among 499 Insurance companies, Zurich Chile SegurosGenerales ranks worse than 75.95% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Zurich Chile SegurosGenerales's Enterprise Value is CLP68,493 Mil. Zurich Chile SegurosGenerales's Cash Flow from Operations for the trailing twelve months (TTM) ended in Sep. 2017 was CLP3,015 Mil. Therefore, Zurich Chile SegurosGenerales's EV-to-OCF for today is 22.72.

The historical rank and industry rank for Zurich Chile SegurosGenerales's EV-to-OCF or its related term are showing as below:

XSGO:CONSOGRAL' s EV-to-OCF Range Over the Past 10 Years
Min: -61.09   Med: -2.62   Max: 55.84
Current: 14.17

During the past 13 years, the highest EV-to-OCF of Zurich Chile SegurosGenerales was 55.84. The lowest was -61.09. And the median was -2.62.

XSGO:CONSOGRAL's EV-to-OCF is ranked worse than
75.95% of 499 companies
in the Insurance industry
Industry Median: 6.3 vs XSGO:CONSOGRAL: 14.17

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-21), Zurich Chile SegurosGenerales's stock price is CLP430.00. Zurich Chile SegurosGenerales's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2017 was CLP30.852. Therefore, Zurich Chile SegurosGenerales's PE Ratio (TTM) for today is 13.94.


Zurich Chile SegurosGenerales  (XSGO:CONSOGRAL) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Zurich Chile SegurosGenerales's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=430.00/30.852
=13.94

Zurich Chile SegurosGenerales's share price for today is CLP430.00.
Zurich Chile SegurosGenerales's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2017 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP30.852.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Zurich Chile SegurosGenerales EV-to-OCF Related Terms


Zurich Chile SegurosGenerales EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Zurich Chile SegurosGenerales's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Chile SegurosGenerales EV-to-OCF Chart

Zurich Chile SegurosGenerales Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec25
EV-to-OCF
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Zurich Chile SegurosGenerales Quarterly Data
Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17
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XSGO:CONSOGRAL vs CB, PGR, TRV: EV-to-OCF Comparison

For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zurich Chile SegurosGenerales EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Zurich Chile SegurosGenerales's EV-to-OCF falls into.


XSGO:CONSOGRAL
55GF Score
Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zurich Chile SegurosGenerales EV-to-OCF Calculation

Zurich Chile SegurosGenerales's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=68492.538/3015.12
=22.72

Zurich Chile SegurosGenerales's current Enterprise Value is CLP68,493 Mil.
Zurich Chile SegurosGenerales's Cash Flow from Operations for the trailing twelve months (TTM) ended in Sep. 2017 adds up the quarterly data reported by the company within the most recent 12 months, which was CLP3,015 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 22.72 mean?
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a EV-to-OCF of 22.72 as of Sep. 21, 2026. According to the industry distribution chart, Zurich Chile SegurosGenerales ranks #379 out of 499 companies in the Insurance industry, placing it in the top 76%.
Is Zurich Chile SegurosGenerales' EV-to-OCF too high?
Zurich Chile SegurosGenerales' current EV-to-OCF is 22.72. The Insurance industry median EV-to-OCF is 6.30. Zurich Chile SegurosGenerales' value of 22.72 is 260.6% above this industry median. Based on the distribution chart, Zurich Chile SegurosGenerales ranks #379 out of 499 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' EV-to-OCF compare to CB and PGR?
According to the Insurance industry distribution chart, Zurich Chile SegurosGenerales ranks #379 out of 499 companies for EV-to-OCF. This places Zurich Chile SegurosGenerales in the lower half of its industry. The industry median EV-to-OCF is 6.30. Zurich Chile SegurosGenerales' value of 22.72 is 260.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.30, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Chile SegurosGenerales's current EV-to-OCF of 22.72 is 260.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Chile SegurosGenerales's current EV-to-OCF is 22.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP438.64, compared to a current price of CLP430.00 — trading 2% below its estimated fair value. The current EV-to-OCF is 22.72 and 260.6% above the Insurance industry median of 6.30. Zurich Chile SegurosGenerales' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current EV-to-OCF is 22.72 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued. The current stock price of CLP430.00 is trading 2% below its estimated GF Value™ of CLP438.64. GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.

Key valuation signals for XSGO:CONSOGRAL:

  • EV-to-OCF: 22.72
  • GF Value™: CLP438.64 vs. price of CLP430.00 (2% below fair value)
  • GF Score™: 55/100 with 7 warning signs
  • Industry Position: 260.6% above the Insurance median (#379 of 499)

No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zurich Chile SegurosGenerales Business Description

Address Avenida Apoquindo 5550, 19th floor, Las Condes, Santiago, CHL
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
55GF Score

Get the complete analysis for XSGO:CONSOGRAL

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP430.00
Price
CLP438.64
GF Value