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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSGO:CONSOGRAL vs CB, PGR, TRV: FCF Margin % Comparison
For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Chile SegurosGenerales FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Zurich Chile SegurosGenerales's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a FCF Margin % of 3.03% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Zurich Chile SegurosGenerales and its competitors. According to the industry distribution chart, Zurich Chile SegurosGenerales ranks #349 out of 502 companies in the Insurance industry, placing it in the top 69.5%.
Is Zurich Chile SegurosGenerales' FCF Margin % too high?
Zurich Chile SegurosGenerales' current FCF Margin % is 3.03%. The Insurance industry median FCF Margin % is 8.97. Zurich Chile SegurosGenerales' value of 3.03% is 66.2% below this industry median. Based on the distribution chart, Zurich Chile SegurosGenerales ranks #349 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Zurich Chile SegurosGenerales ranks #349 out of 502 companies for FCF Margin %. This places Zurich Chile SegurosGenerales in the lower half of its industry. The industry median FCF Margin % is 8.97. Zurich Chile SegurosGenerales' value of 3.03% is 66.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Chile SegurosGenerales's current FCF Margin % of 3.03% is 66.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Zurich Chile SegurosGenerales and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Chile SegurosGenerales's current FCF Margin % is 3.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP436.48, compared to a current price of CLP430.00 — trading 1.5% below its estimated fair value. The current FCF Margin % is 3.03% and 66.2% below the Insurance industry median of 8.97. Zurich Chile SegurosGenerales' overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current FCF Margin % is 3.03% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued.
The current stock price of CLP430.00 is trading 1.5% below its estimated GF Value™ of CLP436.48.
GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.
Key valuation signals for XSGO:CONSOGRAL:
FCF Margin %: 3.03%
GF Value™: CLP436.48 vs. price of CLP430.00 (1.5% below fair value)
Industry Position: 66.2% below the Insurance median (#349 of 502)
No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich Chile SegurosGenerales Business Description
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
57GF Score
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