Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) 5-Year Yield-on-Cost %: 1.22 (As of Aug. 11, 2026) — 68% Below Median

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XSGO:CONSOGRAL Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
50 GF Score
Price CLP430.00
GF Value CLP437.34
Valuation Fairly Valued
! 7 Warning Signs
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What is Zurich Chile SegurosGenerales 5-Year Yield-on-Cost %?

Zurich Chile SegurosGenerales XSGO:CONSOGRAL 50 5-Year Yield-on-Cost % is 1.22 as of Aug. 11, 2026, which is 68% below its 10-year median of 3.83. GuruFocus rates XSGO:CONSOGRAL with a GF Score™ of 50/100 and a GF Value™ of CLP437.34 (Fairly Valued). The stock has 7 warning signs investors should review. Among 421 Insurance companies, Zurich Chile SegurosGenerales ranks worse than 88.6% on this metric.

Zurich Chile SegurosGenerales's yield on cost for the quarter that ended in Dec. 2025 was 1.22.


The historical rank and industry rank for Zurich Chile SegurosGenerales's 5-Year Yield-on-Cost % or its related term are showing as below:

XSGO:CONSOGRAL' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.36   Med: 3.83   Max: 6.77
Current: 1.22


During the past 13 years, Zurich Chile SegurosGenerales's highest Yield on Cost was 6.77. The lowest was 0.36. And the median was 3.83.


XSGO:CONSOGRAL's 5-Year Yield-on-Cost % is ranked worse than
88.6% of 421 companies
in the Insurance industry
Industry Median: 3.87 vs XSGO:CONSOGRAL: 1.22

Zurich Chile SegurosGenerales  (XSGO:CONSOGRAL) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Zurich Chile SegurosGenerales 5-Year Yield-on-Cost % Related Terms


XSGO:CONSOGRAL vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison

For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zurich Chile SegurosGenerales 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Zurich Chile SegurosGenerales's 5-Year Yield-on-Cost % falls into.


XSGO:CONSOGRAL
50GF Score
Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Zurich Chile SegurosGenerales 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Zurich Chile SegurosGenerales is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 1.22 mean?
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a 5-Year Yield-on-Cost % of 1.22 as of Aug. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Zurich Chile SegurosGenerales and its competitors. This is 68% below median its historical median of 3.83. Over the past decade, Zurich Chile SegurosGenerales' 5-Year Yield-on-Cost % has ranged from 0.36 to 6.77. According to the industry distribution chart, Zurich Chile SegurosGenerales ranks #373 out of 421 companies in the Insurance industry, placing it in the top 88.6%.
Is Zurich Chile SegurosGenerales' 5-Year Yield-on-Cost % too high?
Zurich Chile SegurosGenerales' current 5-Year Yield-on-Cost % of 1.22 is 68% below median its 10-year median of 3.83. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 6.77. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Zurich Chile SegurosGenerales' value of 1.22 is 68.5% below this industry median. Based on the distribution chart, Zurich Chile SegurosGenerales ranks #373 out of 421 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Zurich Chile SegurosGenerales ranks #373 out of 421 companies for 5-Year Yield-on-Cost %. This places Zurich Chile SegurosGenerales in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. Zurich Chile SegurosGenerales' value of 1.22 is 68.5% below this benchmark. Historically, Zurich Chile SegurosGenerales' own 5-Year Yield-on-Cost % has ranged from 0.36 to 6.77 over the past decade. While the company's 10-year median is 3.83 vs. the industry median of 3.87, Zurich Chile SegurosGenerales has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Chile SegurosGenerales's current 5-Year Yield-on-Cost % of 1.22 is 68.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Zurich Chile SegurosGenerales and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Chile SegurosGenerales's current 5-Year Yield-on-Cost % is 1.22, which is 68% below median its own 10-year median of 3.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP437.34, compared to a current price of CLP430.00 — trading 1.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.22, which is 68% below median its 10-year median of 3.83 and 68.5% below the Insurance industry median of 3.87. Zurich Chile SegurosGenerales' overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current 5-Year Yield-on-Cost % is 1.22 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued. The current stock price of CLP430.00 is trading 1.7% below its estimated GF Value™ of CLP437.34. GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.

Key valuation signals for XSGO:CONSOGRAL:

  • 5-Year Yield-on-Cost %: 1.22 (68% below median its 10-year median of 3.83)
  • GF Value™: CLP437.34 vs. price of CLP430.00 (1.7% below fair value)
  • GF Score™: 50/100 with 7 warning signs
  • Industry Position: 68.5% below the Insurance median (#373 of 421)

No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zurich Chile SegurosGenerales Business Description

Address Avenida Apoquindo 5550, 19th floor, Las Condes, Santiago, CHL
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
50GF Score

Get the complete analysis for XSGO:CONSOGRAL

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP430.00
Price
CLP437.34
GF Value