Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Dividend Payout Ratio: 1.13 (As of Dec. 2025) — 352% Above Median

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XSGO:CONSOGRAL Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
57 GF Score
Price CLP430.00
GF Value CLP436.48
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Zurich Chile SegurosGenerales Dividend Payout Ratio?

Zurich Chile SegurosGenerales XSGO:CONSOGRAL 57 Dividend Payout Ratio is 1.13 as of Dec. 2025, which is 352% above its 10-year median of 0.25. GuruFocus rates XSGO:CONSOGRAL with a GF Score™ of 57/100 and a GF Value™ of CLP436.48 (Fairly Valued). The stock has 7 warning signs investors should review. Among 334 Insurance companies, Zurich Chile SegurosGenerales ranks worse than 93.71% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Zurich Chile SegurosGenerales's Dividend Payout Ratio for the months ended in Dec. 2025 was 1.13.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Zurich Chile SegurosGenerales SA is 1.13, which seems too high.

The historical rank and industry rank for Zurich Chile SegurosGenerales's Dividend Payout Ratio or its related term are showing as below:

XSGO:CONSOGRAL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.22   Med: 0.25   Max: 1.13
Current: 1.13

During the past 13 years, the highest Dividend Payout Ratio of Zurich Chile SegurosGenerales was 1.13. The lowest was 0.22. And the median was 0.25.

XSGO:CONSOGRAL's Dividend Payout Ratio is ranked worse than
93.71% of 334 companies
in the Insurance industry
Industry Median: 0.38 vs XSGO:CONSOGRAL: 1.13

As of today (2026-07-15), the Dividend Yield % of Zurich Chile SegurosGenerales is 1.22%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Zurich Chile SegurosGenerales was 6.77%. The lowest was 0.36%. And the median was 3.83%.

Zurich Chile SegurosGenerales's Dividends per Share for the months ended in Dec. 2025 was CLP19.64.

During the past 12 months, Zurich Chile SegurosGenerales's average Dividends Per Share Growth Rate was 25.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Zurich Chile SegurosGenerales was 139.90% per year. The lowest was -35.40% per year. And the median was 13.65% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Zurich Chile SegurosGenerales Dividend Payout Ratio Related Terms

Zurich Chile SegurosGenerales Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Zurich Chile SegurosGenerales's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zurich Chile SegurosGenerales Dividend Payout Ratio Chart

Zurich Chile SegurosGenerales Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.46 0.24 1.13

Zurich Chile SegurosGenerales Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.46 0.24 1.13

XSGO:CONSOGRAL vs CB, PGR, TRV: Dividend Payout Ratio Comparison

For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zurich Chile SegurosGenerales Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Zurich Chile SegurosGenerales's Dividend Payout Ratio falls into.


XSGO:CONSOGRAL
57GF Score
Zurich Chile SegurosGenerales SA XSGO:CONSOGRAL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zurich Chile SegurosGenerales Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Zurich Chile SegurosGenerales's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=19.638/ 17.431
=1.13

Zurich Chile SegurosGenerales's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=19.638/ 17.431
=1.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.13 mean?
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a Dividend Payout Ratio of 1.13 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Zurich Chile SegurosGenerales and its competitors. This is 352% above median its historical median of 0.25. Over the past decade, Zurich Chile SegurosGenerales' Dividend Payout Ratio has ranged from 0.22 to 1.13. According to the industry distribution chart, Zurich Chile SegurosGenerales ranks #313 out of 334 companies in the Insurance industry, placing it in the top 93.7%.
Is Zurich Chile SegurosGenerales' Dividend Payout Ratio too high?
Zurich Chile SegurosGenerales' current Dividend Payout Ratio of 1.13 is 352% above median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 1.13. The Insurance industry median Dividend Payout Ratio is 0.38. Zurich Chile SegurosGenerales' value of 1.13 is 197.4% above this industry median. Based on the distribution chart, Zurich Chile SegurosGenerales ranks #313 out of 334 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' Dividend Payout Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Zurich Chile SegurosGenerales ranks #313 out of 334 companies for Dividend Payout Ratio. This places Zurich Chile SegurosGenerales in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Zurich Chile SegurosGenerales' value of 1.13 is 197.4% above this benchmark. Historically, Zurich Chile SegurosGenerales' own Dividend Payout Ratio has ranged from 0.22 to 1.13 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 0.38, Zurich Chile SegurosGenerales has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Chile SegurosGenerales's current Dividend Payout Ratio of 1.13 is 197.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Zurich Chile SegurosGenerales and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Chile SegurosGenerales's current Dividend Payout Ratio is 1.13, which is 352% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP436.48, compared to a current price of CLP430.00 — trading 1.5% below its estimated fair value. The current Dividend Payout Ratio is 1.13, which is 352% above median its 10-year median of 0.25 and 197.4% above the Insurance industry median of 0.38. Zurich Chile SegurosGenerales' overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current Dividend Payout Ratio is 1.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued. The current stock price of CLP430.00 is trading 1.5% below its estimated GF Value™ of CLP436.48. GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.

Key valuation signals for XSGO:CONSOGRAL:

  • Dividend Payout Ratio: 1.13 (352% above median its 10-year median of 0.25)
  • GF Value™: CLP436.48 vs. price of CLP430.00 (1.5% below fair value)
  • GF Score™: 57/100 with 7 warning signs
  • Industry Position: 197.4% above the Insurance median (#313 of 334)

No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zurich Chile SegurosGenerales Business Description

Address Avenida Apoquindo 5550, 19th floor, Las Condes, Santiago, CHL
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
57GF Score

Get the complete analysis for XSGO:CONSOGRAL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP430.00
Price
CLP436.48
GF Value