FUSB (First US Bancshares) Construction Loans (USD Mil): 27.24 (As of Mar. 2026)

What is First US Bancshares Construction Loans (USD Mil)?

First US Bancshares FUSB +0.48% 63 Construction Loans (USD Mil) is 27.24 as of Mar. 2026. GuruFocus rates FUSB with a GF Score™ of 63/100 and a GF Value™ of $12.83 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

First US Bancshares's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 27.24 , which is lower than 32.62 for the pervious quarter ended in Dec. 2025.

First US Bancshares's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 32.62 , which is lower than 65.54 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for First US Bancshares's Construction Loans (USD Mil) or its related term are showing as below:

First US Bancshares Construction Loans (USD Mil) Related Terms

First US Bancshares Construction Loans (USD Mil) Historical Data

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The historical data trend for First US Bancshares's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First US Bancshares Construction Loans (USD Mil) Chart

First US Bancshares Annual Data

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Construction Loans (USD Mil)

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Average Interest Earning Assets (USD Mil)

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Commercial Business Loans (USD Mil)

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Mortgage Backed Securities (USD Mil)

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Residential Mortgage Loans (USD Mil)

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Commercial Mortgage Loans (USD Mil)

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First US BancsharesQuarterly Data

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Construction Loans (USD Mil)

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Average Interest Earning Assets (USD Mil)

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Commercial Business Loans (USD Mil)

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Mortgage Backed Securities (USD Mil)

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Residential Mortgage Loans (USD Mil)

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Commercial Mortgage Loans (USD Mil)

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FUSB vs BYFC, UBCP, CIWV: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, First US Bancshares's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

63GF Score

First US Bancshares Inc FUSB

Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.

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Frequently Asked Questions

What does a Construction Loans (USD Mil) of 27.24 mean?

First US Bancshares (FUSB) has a Construction Loans (USD Mil) of 27.24 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on First US Bancshares and its competitors.

Is First US Bancshares' Construction Loans (USD Mil) too high?

First US Bancshares' current Construction Loans (USD Mil) is 27.24. Overall, First US Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does First US Bancshares' Construction Loans (USD Mil) compare to BYFC and UBCP?

First US Bancshares' Construction Loans (USD Mil) of 27.24 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Construction Loans (USD Mil) for a Banks company?

A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Construction Loans (USD Mil) mean?

A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on First US Bancshares and its competitors. First US Bancshares's current Construction Loans (USD Mil) is 27.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is First US Bancshares stock overvalued right now?

Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.83, compared to a current price of $16.40 — trading 27.8% above its estimated fair value. The current Construction Loans (USD Mil) is 27.24. First US Bancshares' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Construction Loans (USD Mil) calculated?

Construction Loans (USD Mil) is calculated from a company's financial statements. For First US Bancshares (FUSB), the current Construction Loans (USD Mil) is 27.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First US Bancshares (FUSB) Overvalued in 2026?

Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued. The current stock price of $16.40 is trading 27.8% above its estimated GF Value™ of $12.83. GuruFocus considers First US Bancshares to be Modestly Overvalued.

Key valuation signals for FUSB:

Construction Loans (USD Mil): 27.24
GF Value™: $12.83 vs. price of $16.40 (27.8% above fair value)
GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First US Bancshares Business Description

Industry Financial Services Banks

Comparable Companies BYFC UBCP CIWV FABP JBTC FNWB AUBN CULL CBKM PBKC SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges UNE:Germany

Address 3291 U.S. Highway 280, Suite 100, Birmingham, AL, USA, 35243

Website https://www.fusb.com

First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.

63GF Score

Get the complete analysis for FUSB

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.40

Price

$12.83

GF Value

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