First US BancsharesFUSB -0.17%63 PEG Ratio is 2.71 as of Jun. 25, 2026, which is 70% below its 10-year median of 9.02. GuruFocus rates FUSB with a GF Score™ of 63/100 and a GF Value™ of $12.83 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,229 Banks companies, First US Bancshares ranks worse than 70.38% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for First US Bancshares's PEG Ratio or its related term are showing as below:
FUSB'
s PEG Ratio Range Over the Past 10 Years
Min: 1.74 Med: 9.02 Max: 22.26
Current: 2.71
During the past 13 years, First US Bancshares's highest PEG Ratio was 22.26. The lowest was 1.74. And the median was 9.02.
FUSB's PEG Ratio is ranked worse than 70.38% of 1229
companies
in the Banks industry
Industry Median: 1.51
vs FUSB: 2.71
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
First US Bancshares (NAS:FUSB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
First US Bancshares PEG Ratio Related Terms
First US Bancshares PEG Ratio Historical Data
* Premium members only.
The historical data trend for First US Bancshares's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First US Bancshares's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First US Bancshares PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, First US Bancshares's PEG Ratio distribution charts can be found below:
* The bar in red indicates where First US Bancshares's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
First US Bancshares (FUSB) has a PEG Ratio of 2.71 as of Jun. 25, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First US Bancshares and its competitors. This is 70% below median its historical median of 9.02. Over the past decade, First US Bancshares' PEG Ratio has ranged from 1.74 to 22.26. According to the industry distribution chart, First US Bancshares ranks #865 out of 1229 companies in the Banks industry, placing it in the top 70.4%.
Is First US Bancshares' PEG Ratio too high?
First US Bancshares' current PEG Ratio of 2.71 is 70% below median its 10-year median of 9.02. Over the past 10 years, this metric has ranged from a low of 1.74 to a high of 22.26. The Banks industry median PEG Ratio is 1.51. First US Bancshares' value of 2.71 is 79.5% above this industry median. Based on the distribution chart, First US Bancshares ranks #865 out of 1229 companies in the Banks industry, which is below the industry midpoint. Overall, First US Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First US Bancshares' PEG Ratio compare to BYFC and UBCP?
According to the Banks industry distribution chart, First US Bancshares ranks #865 out of 1229 companies for PEG Ratio. This places First US Bancshares in the lower half of its industry. The industry median PEG Ratio is 1.51. First US Bancshares' value of 2.71 is 79.5% above this benchmark. Historically, First US Bancshares' own PEG Ratio has ranged from 1.74 to 22.26 over the past decade. While the company's 10-year median is 9.02 vs. the industry median of 1.51, First US Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.51, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First US Bancshares's current PEG Ratio of 2.71 is 79.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on First US Bancshares and its competitors. For the Banks industry, the median PEG Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First US Bancshares's current PEG Ratio is 2.71, which is 70% below median its own 10-year median of 9.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First US Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.83, compared to a current price of $16.32 — trading 27.2% above its estimated fair value. The current PEG Ratio is 2.71, which is 70% below median its 10-year median of 9.02 and 79.5% above the Banks industry median of 1.51. First US Bancshares' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For First US Bancshares (FUSB), the current PEG Ratio is 2.71 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First US Bancshares (FUSB) Overvalued in 2026?
Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued.
The current stock price of $16.32 is trading 27.2% above its estimated GF Value™ of $12.83.
GuruFocus considers First US Bancshares to be Modestly Overvalued.
Key valuation signals for FUSB:
PEG Ratio: 2.71 (70% below median its 10-year median of 9.02)
GF Value™: $12.83 vs. price of $16.32 (27.2% above fair value)
Industry Position: 79.5% above the Banks median (#865 of 1229)
No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
63GF Score
Get the complete analysis for FUSB
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FUSB has been successfully added to your 
