FUSB (First US Bancshares) 3-Year EPS without NRI Growth Rate: -0.80% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FUSB First US Bancshares Inc FUSB
62 GF Score
Price $16.45
GF Value $12.87
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First US Bancshares 3-Year EPS without NRI Growth Rate?

First US Bancshares FUSB +0.24% 62 3-Year EPS without NRI Growth Rate is -0.80% as of Mar. 2026. GuruFocus rates FUSB with a GF Score™ of 62/100 and a GF Value™ of $12.87 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,414 Banks companies, First US Bancshares ranks worse than 72.84% on this metric.

First US Bancshares's EPS without NRI for the three months ended in Mar. 2026 was $0.33.

During the past 12 months, First US Bancshares's average EPS without NRI Growth Rate was -18.80% per year. During the past 3 years, the average EPS without NRI Growth Rate was -0.80% per year. During the past 5 years, the average EPS without NRI Growth Rate was 21.00% per year. During the past 10 years, the average EPS without NRI Growth Rate was 17.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of First US Bancshares was 55.70% per year. The lowest was -69.10% per year. And the median was 5.95% per year.


First US Bancshares  (NAS:FUSB) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


First US Bancshares 3-Year EPS without NRI Growth Rate Related Terms


FUSB vs SSBI, CBKM, PBKC: 3-Year EPS without NRI Growth Rate Comparison

For the Banks - Regional subindustry, First US Bancshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First US Bancshares 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, First US Bancshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where First US Bancshares's 3-Year EPS without NRI Growth Rate falls into.


FUSB
62GF Score
First US Bancshares Inc FUSB
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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First US Bancshares 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of -0.80% mean?
First US Bancshares (FUSB) has a 3-Year EPS without NRI Growth Rate of -0.80% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for First US Bancshares and its competitors. According to the industry distribution chart, First US Bancshares ranks #1030 out of 1414 companies in the Banks industry, placing it in the top 72.8%.
Is First US Bancshares' 3-Year EPS without NRI Growth Rate too high?
First US Bancshares' current 3-Year EPS without NRI Growth Rate is -0.80%. Based on the distribution chart, First US Bancshares ranks #1030 out of 1414 companies in the Banks industry, which is below the industry midpoint. Overall, First US Bancshares has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First US Bancshares' 3-Year EPS without NRI Growth Rate compare to SSBI and CBKM?
According to the Banks industry distribution chart, First US Bancshares ranks #1030 out of 1414 companies for 3-Year EPS without NRI Growth Rate. This places First US Bancshares in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for First US Bancshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First US Bancshares's current 3-Year EPS without NRI Growth Rate is -0.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First US Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.87, compared to a current price of $16.45 — trading 27.8% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -0.80%. First US Bancshares' overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For First US Bancshares (FUSB), the current 3-Year EPS without NRI Growth Rate is -0.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First US Bancshares (FUSB) Overvalued in 2026?

Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued. The current stock price of $16.45 is trading 27.8% above its estimated GF Value™ of $12.87. GuruFocus considers First US Bancshares to be Modestly Overvalued.

Key valuation signals for FUSB:

  • 3-Year EPS without NRI Growth Rate: -0.80%
  • GF Value™: $12.87 vs. price of $16.45 (27.8% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First US Bancshares Business Description

Other Exchanges UNE:Germany
Address 3291 U.S. Highway 280, Suite 100, Birmingham, AL, USA, 35243
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
62GF Score

Get the complete analysis for FUSB

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.45
Price
$12.87
GF Value