FUSB (First US Bancshares) Cyclically Adjusted FCF per Share: $1.21 (As of Mar. 2026)


FUSB First US Bancshares Inc FUSB
63 GF Score
Price $16.75
GF Value $12.83
Valuation Significantly Overvalued
! 6 Warning Signs
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What is First US Bancshares Cyclically Adjusted FCF per Share?

First US Bancshares FUSB +2.17% 63 Cyclically Adjusted FCF per Share is $1.21 as of Mar. 2026. GuruFocus rates FUSB with a GF Score™ of 63/100 and a GF Value™ of $12.83 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

First US Bancshares's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.617. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $1.21 for the trailing ten years ended in Mar. 2026.

During the past 12 months, First US Bancshares's average Cyclically Adjusted FCF Growth Rate was 19.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 1.90% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -2.90% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -6.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of First US Bancshares was 2.90% per year. The lowest was -15.80% per year. And the median was -5.70% per year.

As of today (2026-06-27), First US Bancshares's current stock price is $16.75. First US Bancshares's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $1.21. First US Bancshares's Cyclically Adjusted Price-to-FCF of today is 13.84.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of First US Bancshares was 14.59. The lowest was 4.22. And the median was 8.60.


First US Bancshares  (NAS:FUSB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

First US Bancshares's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=16.75/1.21
=13.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of First US Bancshares was 14.59. The lowest was 4.22. And the median was 8.60.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


First US Bancshares Cyclically Adjusted FCF per Share Related Terms


First US Bancshares Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for First US Bancshares's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First US Bancshares Cyclically Adjusted FCF per Share Chart

First US Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 1.03 1.02 0.99 1.09

First US Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.01 1.02 1.07 1.09 1.21

FUSB vs BYFC, UBCP, CIWV: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, First US Bancshares's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First US Bancshares Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, First US Bancshares's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where First US Bancshares's Cyclically Adjusted Price-to-FCF falls into.


FUSB
63GF Score
First US Bancshares Inc FUSB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First US Bancshares Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, First US Bancshares's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.617/330.2130*330.2130
=0.617

Current CPI (Mar. 2026) = 330.2130.

First US Bancshares Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.225 241.018 0.308
201609 0.195 241.428 0.267
201612 -0.077 241.432 -0.105
201703 -0.403 243.801 -0.546
201706 -0.249 244.955 -0.336
201709 -0.038 246.819 -0.051
201712 0.135 246.524 0.181
201803 0.188 249.554 0.249
201806 0.273 251.989 0.358
201809 0.580 252.439 0.759
201812 -0.058 251.233 -0.076
201903 0.057 254.202 0.074
201906 0.332 256.143 0.428
201909 0.449 256.759 0.577
201912 0.359 256.974 0.461
202003 0.114 258.115 0.146
202006 0.176 257.797 0.225
202009 0.218 260.280 0.277
202012 0.258 260.474 0.327
202103 0.262 264.877 0.327
202106 0.428 271.696 0.520
202109 0.266 274.310 0.320
202112 0.379 278.802 0.449
202203 0.109 287.504 0.125
202206 0.624 296.311 0.695
202209 0.627 296.808 0.698
202212 0.320 296.797 0.356
202303 0.541 301.836 0.592
202306 0.518 305.109 0.561
202309 0.510 307.789 0.547
202312 0.249 306.746 0.268
202403 -0.023 312.332 -0.024
202406 0.378 314.175 0.397
202409 0.207 315.301 0.217
202412 0.367 315.605 0.384
202503 0.278 319.799 0.287
202506 0.272 322.561 0.278
202509 0.593 324.800 0.603
202512 0.368 324.054 0.375
202603 0.617 330.213 0.617

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $1.21 mean?
First US Bancshares (FUSB) has a Cyclically Adjusted FCF per Share of $1.21 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on First US Bancshares and its competitors.
Is First US Bancshares' Cyclically Adjusted FCF per Share too high?
First US Bancshares' current Cyclically Adjusted FCF per Share is $1.21. Overall, First US Bancshares has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First US Bancshares' Cyclically Adjusted FCF per Share compare to BYFC and UBCP?
First US Bancshares' Cyclically Adjusted FCF per Share of $1.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on First US Bancshares and its competitors. First US Bancshares's current Cyclically Adjusted FCF per Share is $1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First US Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.83, compared to a current price of $16.75 — trading 30.6% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $1.21. First US Bancshares' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For First US Bancshares (FUSB), the current Cyclically Adjusted FCF per Share is $1.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First US Bancshares (FUSB) Overvalued in 2026?

Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued. The current stock price of $16.75 is trading 30.6% above its estimated GF Value™ of $12.83. GuruFocus considers First US Bancshares to be Significantly Overvalued.

Key valuation signals for FUSB:

  • Cyclically Adjusted FCF per Share: $1.21
  • GF Value™: $12.83 vs. price of $16.75 (30.6% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First US Bancshares Business Description

Other Exchanges UNE:Germany
Address 3291 U.S. Highway 280, Suite 100, Birmingham, AL, USA, 35243
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
63GF Score

Get the complete analysis for FUSB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.75
Price
$12.83
GF Value