First US BancsharesFUSB -0.17%63 OCF Yield % is 16.15 as of Jun. 25, 2026, which is 24% above its 10-year median of 12.99. GuruFocus rates FUSB with a GF Score™ of 63/100 and a GF Value™ of $12.83 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, First US Bancshares ranks better than 71.22% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First US Bancshares OCF Yield % Related Terms
First US Bancshares OCF Yield % Historical Data
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The historical data trend for First US Bancshares's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First US Bancshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First US Bancshares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First US Bancshares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where First US Bancshares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First US Bancshares (FUSB) has a OCF Yield % of 16.15 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First US Bancshares and its competitors. This is 24% above median its historical median of 12.99. Over the past decade, First US Bancshares' OCF Yield % has ranged from 8.44 to 34.72. According to the industry distribution chart, First US Bancshares ranks #432 out of 1501 companies in the Banks industry, placing it in the top 28.8%.
Is First US Bancshares' OCF Yield % too high?
First US Bancshares' current OCF Yield % of 16.15 is 24% above median its 10-year median of 12.99. Over the past 10 years, this metric has ranged from a low of 8.44 to a high of 34.72. The Banks industry median OCF Yield % is 9.25. First US Bancshares' value of 16.15 is 74.6% above this industry median. Based on the distribution chart, First US Bancshares ranks #432 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, First US Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First US Bancshares' OCF Yield % compare to BYFC and UBCP?
According to the Banks industry distribution chart, First US Bancshares ranks #432 out of 1501 companies for OCF Yield %. This puts First US Bancshares in the upper half of its industry. The industry median OCF Yield % is 9.25. First US Bancshares' value of 16.15 is 74.6% above this benchmark. Historically, First US Bancshares' own OCF Yield % has ranged from 8.44 to 34.72 over the past decade. While the company's 10-year median is 12.99 vs. the industry median of 9.25, First US Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First US Bancshares's current OCF Yield % of 16.15 is 74.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First US Bancshares and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First US Bancshares's current OCF Yield % is 16.15, which is 24% above median its own 10-year median of 12.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First US Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.83, compared to a current price of $16.32 — trading 27.2% above its estimated fair value. The current OCF Yield % is 16.15, which is 24% above median its 10-year median of 12.99 and 74.6% above the Banks industry median of 9.25. First US Bancshares' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First US Bancshares (FUSB), the current OCF Yield % is 16.15 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First US Bancshares (FUSB) Overvalued in 2026?
Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued.
The current stock price of $16.32 is trading 27.2% above its estimated GF Value™ of $12.83.
GuruFocus considers First US Bancshares to be Modestly Overvalued.
Key valuation signals for FUSB:
OCF Yield %: 16.15 (24% above median its 10-year median of 12.99)
GF Value™: $12.83 vs. price of $16.32 (27.2% above fair value)
Industry Position: 74.6% above the Banks median (#432 of 1501)
No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
63GF Score
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