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First US BancsharesFUSB +3.22%60 Capex-to-Operating-Cash-Flow is 1.92 as of Jun. 2026, which is 735% above its 10-year median of 0.23. GuruFocus rates FUSB with a GF Score™ of 60/100 and a GF Value™ of $13.79 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 830 Banks companies, First US Bancshares ranks worse than 84.58% on this metric.
Capex-to-Operating-Cash-Flow assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. It’s also useful to distinguish whether the company is capital intensive or not.
First US Bancshares (NAS:FUSB) Capex-to-Operating-Cash-Flow Explanation
Capex-to-Operating-Cash-Flow ratio assesses how much of a company’s Cash Flow from Operations is being devoted to Capital Expenditure. It is a good indicator in terms of how much the company is focused on growth. In general, a high Capex-to-Operating-Cash-Flow ratio indicates that the company is investing more in physical assets and is focused on growth and expansion. Conversely, lower ratio could indicate that a company has reached maturity and is no longer pursuing aggressive growth.
Moreover, the ratio is also useful to distinguish whether the company is capital intensive or not. If the ratio is large, then the company tends to be capital intensive. Lower ratio suggests that it’s a capital-light business. The ratio can be combined with ROIC % to identify whether the company is an asset-light business that has a high return on invested capital. This is one question investors commonly ask to see if a company qualifies as a good company.
First US Bancshares Capex-to-Operating-Cash-Flow Related Terms
First US Bancshares Capex-to-Operating-Cash-Flow Historical Data
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The historical data trend for First US Bancshares's Capex-to-Operating-Cash-Flow can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First US Bancshares Capex-to-Operating-Cash-Flow Chart
FUSB vs UBCP, EDVR, FBTT: Capex-to-Operating-Cash-Flow Comparison
For the Banks - Regional subindustry, First US Bancshares's Capex-to-Operating-Cash-Flow, along with its competitors' market caps and Capex-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First US Bancshares Capex-to-Operating-Cash-Flow vs Banks Industry
For the Banks industry and Financial Services sector, First US Bancshares's Capex-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where First US Bancshares's Capex-to-Operating-Cash-Flow falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Capex-to-Operating-Cash-Flow of 1.92 mean?
First US Bancshares (FUSB) has a Capex-to-Operating-Cash-Flow of 1.92 as of Jun. 2026. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on First US Bancshares and its competitors. This is 735% above median its historical median of 0.23. Over the past decade, First US Bancshares' Capex-to-Operating-Cash-Flow has ranged from 0.08 to 1.54. According to the industry distribution chart, First US Bancshares ranks #702 out of 830 companies in the Banks industry, placing it in the top 84.6%.
Is First US Bancshares' Capex-to-Operating-Cash-Flow too high?
First US Bancshares' current Capex-to-Operating-Cash-Flow of 1.92 is 735% above median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 1.54. The Banks industry median Capex-to-Operating-Cash-Flow is 0.06. First US Bancshares' value of 1.92 is 3100% above this industry median. Based on the distribution chart, First US Bancshares ranks #702 out of 830 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First US Bancshares has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First US Bancshares' Capex-to-Operating-Cash-Flow compare to UBCP and EDVR?
According to the Banks industry distribution chart, First US Bancshares ranks #702 out of 830 companies for Capex-to-Operating-Cash-Flow. This places First US Bancshares in the lower half of its industry. The industry median Capex-to-Operating-Cash-Flow is 0.06. First US Bancshares' value of 1.92 is 3100% above this benchmark. Historically, First US Bancshares' own Capex-to-Operating-Cash-Flow has ranged from 0.08 to 1.54 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 0.06, First US Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capex-to-Operating-Cash-Flow for a Banks company?
The median Capex-to-Operating-Cash-Flow among Banks companies is 0.06, based on 830 companies in the industry. Companies in the top quartile (top 25%) have a Capex-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Capex-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First US Bancshares's current Capex-to-Operating-Cash-Flow of 1.92 is 3100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capex-to-Operating-Cash-Flow mean?
A high Capex-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on First US Bancshares and its competitors. For the Banks industry, the median Capex-to-Operating-Cash-Flow is 0.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First US Bancshares's current Capex-to-Operating-Cash-Flow is 1.92, which is 735% above median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First US Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.79, compared to a current price of $16.99 — trading 23.2% above its estimated fair value. The current Capex-to-Operating-Cash-Flow is 1.92, which is 735% above median its 10-year median of 0.23 and 3100% above the Banks industry median of 0.06. First US Bancshares' overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capex-to-Operating-Cash-Flow calculated?
Capex-to-Operating-Cash-Flow is calculated from a company's financial statements. For First US Bancshares (FUSB), the current Capex-to-Operating-Cash-Flow is 1.92 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First US Bancshares (FUSB) Overvalued in 2026?
Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued.
The current stock price of $16.99 is trading 23.2% above its estimated GF Value™ of $13.79.
GuruFocus considers First US Bancshares to be Modestly Overvalued.
Key valuation signals for FUSB:
Capex-to-Operating-Cash-Flow: 1.92 (735% above median its 10-year median of 0.23)
GF Value™: $13.79 vs. price of $16.99 (23.2% above fair value)
Industry Position: 3100% above the Banks median (#702 of 830)
No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
60GF Score
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Capex-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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