FUSB (First US Bancshares) Net Loan: $833.16 Mil (As of Mar. 2026)


FUSB First US Bancshares Inc FUSB
63 GF Score
Price $16.95
GF Value $12.84
Valuation Significantly Overvalued
! 6 Warning Signs
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What is First US Bancshares Net Loan?

First US Bancshares FUSB -2.53% 63 Net Loan is $833.16 Mil as of Mar. 2026. GuruFocus rates FUSB with a GF Score™ of 63/100 and a GF Value™ of $12.84 (Significantly Overvalued). The stock has 6 warning signs investors should review.

First US Bancshares's quarterly net loan declined from Sep. 2025 ($856.82 Mil) to Dec. 2025 ($842.31 Mil) and declined from Dec. 2025 ($842.31 Mil) to Mar. 2026 ($833.16 Mil).

First US Bancshares's annual net loan increased from Dec. 2023 ($811.28 Mil) to Dec. 2024 ($842.31 Mil) and increased from Dec. 2024 ($842.31 Mil) to Dec. 2025 ($833.16 Mil).

First US Bancshares Net Loan Historical Data

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The historical data trend for First US Bancshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First US Bancshares Net Loan Chart

First US Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 700.03 764.45 811.28 812.86 842.31

First US Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 837.93 860.04 856.82 842.31 833.16
FUSB
63GF Score
First US Bancshares Inc FUSB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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First US Bancshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $833.16 Mil mean?
First US Bancshares (FUSB) has a Net Loan of $833.16 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on First US Bancshares and its competitors.
Is First US Bancshares' Net Loan too high?
First US Bancshares' current Net Loan is $833.16 Mil. Overall, First US Bancshares has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First US Bancshares' Net Loan compare to SSBI and CBKM?
First US Bancshares' Net Loan of $833.16 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on First US Bancshares and its competitors. First US Bancshares's current Net Loan is $833.16 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First US Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.84, compared to a current price of $16.95 — trading 32% above its estimated fair value. The current Net Loan is $833.16 Mil. First US Bancshares' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For First US Bancshares (FUSB), the current Net Loan is $833.16 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First US Bancshares (FUSB) Overvalued in 2026?

Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued. The current stock price of $16.95 is trading 32% above its estimated GF Value™ of $12.84. GuruFocus considers First US Bancshares to be Significantly Overvalued.

Key valuation signals for FUSB:

  • Net Loan: $833.16 Mil
  • GF Value™: $12.84 vs. price of $16.95 (32% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First US Bancshares Business Description

Other Exchanges UNE:Germany
Address 3291 U.S. Highway 280, Suite 100, Birmingham, AL, USA, 35243
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
63GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.95
Price
$12.84
GF Value