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First US BancsharesFUSB -1.82%61 Price-to-Tangible-Book is 0.94 as of Aug. 19, 2026, which is 18% above its 10-year median of 0.80. GuruFocus rates FUSB with a GF Score™ of 61/100 and a GF Value™ of $13.75 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, First US Bancshares ranks better than 67.58% on this metric.
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
First US Bancshares Price-to-Tangible-Book Related Terms
First US Bancshares Price-to-Tangible-Book Historical Data
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The historical data trend for First US Bancshares's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FUSB vs PBKC, MFBP, BCOW: Price-to-Tangible-Book Comparison
For the Banks - Regional subindustry, First US Bancshares's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First US Bancshares Price-to-Tangible-Book vs Banks Industry
For the Banks industry and Financial Services sector, First US Bancshares's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where First US Bancshares's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
First US Bancshares (FUSB) has a Price-to-Tangible-Book of 0.94 as of Aug. 19, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on First US Bancshares and its competitors. This is 18% above median its historical median of 0.80. Over the past decade, First US Bancshares' Price-to-Tangible-Book has ranged from 0.50 to 1.02. According to the industry distribution chart, First US Bancshares ranks #487 out of 1502 companies in the Banks industry, placing it in the top 32.4%.
Is First US Bancshares' Price-to-Tangible-Book too high?
First US Bancshares' current Price-to-Tangible-Book of 0.94 is 18% above median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 1.02. The Banks industry median Price-to-Tangible-Book is 1.20. First US Bancshares' value of 0.94 is 21.3% below this industry median. Based on the distribution chart, First US Bancshares ranks #487 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, First US Bancshares has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First US Bancshares' Price-to-Tangible-Book compare to PBKC and MFBP?
According to the Banks industry distribution chart, First US Bancshares ranks #487 out of 1502 companies for Price-to-Tangible-Book. This puts First US Bancshares in the upper half of its industry. The industry median Price-to-Tangible-Book is 1.20. First US Bancshares' value of 0.94 is 21.3% below this benchmark. Historically, First US Bancshares' own Price-to-Tangible-Book has ranged from 0.50 to 1.02 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 1.20, First US Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First US Bancshares's current Price-to-Tangible-Book of 0.94 is 21.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on First US Bancshares and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First US Bancshares's current Price-to-Tangible-Book is 0.94, which is 18% above median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First US Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.75, compared to a current price of $16.49 — trading 19.9% above its estimated fair value. The current Price-to-Tangible-Book is 0.94, which is 18% above median its 10-year median of 0.80 and 21.3% below the Banks industry median of 1.20. First US Bancshares' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For First US Bancshares (FUSB), the current Price-to-Tangible-Book is 0.94 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First US Bancshares (FUSB) Overvalued in 2026?
Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued.
The current stock price of $16.49 is trading 19.9% above its estimated GF Value™ of $13.75.
GuruFocus considers First US Bancshares to be Modestly Overvalued.
Key valuation signals for FUSB:
Price-to-Tangible-Book: 0.94 (18% above median its 10-year median of 0.80)
GF Value™: $13.75 vs. price of $16.49 (19.9% above fair value)
Industry Position: 21.3% below the Banks median (#487 of 1502)
No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
61GF Score
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