First US BancsharesFUSB -0.17%63 FCF Margin % is 36.09% as of Mar. 2026, which is 99% above its 10-year median of 18.10. GuruFocus rates FUSB with a GF Score™ of 63/100 and a GF Value™ of $12.83 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,504 Banks companies, First US Bancshares ranks better than 50.33% on this metric.
The historical rank and industry rank for First US Bancshares's FCF Margin % or its related term are showing as below:
FUSB'
s FCF Margin % Range Over the Past 10 Years
Min: -11.01 Med: 18.1 Max: 28.5
Current: 26.69
During the past 13 years, the highest FCF Margin % of First US Bancshares was 28.50%. The lowest was -11.01%. And the median was 18.10%.
FUSB's FCF Margin % is ranked better than 50.33% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs FUSB: 26.69
First US Bancshares FCF Margin % Related Terms
First US Bancshares FCF Margin % Historical Data
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The historical data trend for First US Bancshares's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First US Bancshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First US Bancshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First US Bancshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where First US Bancshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First US Bancshares (FUSB) has a FCF Margin % of 36.09% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First US Bancshares and its competitors. This is 99% above median its historical median of 18.10. According to the industry distribution chart, First US Bancshares ranks #747 out of 1504 companies in the Banks industry, placing it in the top 49.7%.
Is First US Bancshares' FCF Margin % too high?
First US Bancshares' current FCF Margin % of 36.09% is 99% above median its 10-year median of 18.10. The Banks industry median FCF Margin % is 26.50. First US Bancshares' value of 36.09% is 36.2% above this industry median. Based on the distribution chart, First US Bancshares ranks #747 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, First US Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First US Bancshares' FCF Margin % compare to BYFC and UBCP?
According to the Banks industry distribution chart, First US Bancshares ranks #747 out of 1504 companies for FCF Margin %. This puts First US Bancshares in the upper half of its industry. The industry median FCF Margin % is 26.50. First US Bancshares' value of 36.09% is 36.2% above this benchmark. While the company's 10-year median is 18.10 vs. the industry median of 26.50, First US Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First US Bancshares's current FCF Margin % of 36.09% is 36.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First US Bancshares and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First US Bancshares's current FCF Margin % is 36.09%, which is 99% above median its own 10-year median of 18.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First US Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.83, compared to a current price of $16.32 — trading 27.2% above its estimated fair value. The current FCF Margin % is 36.09%, which is 99% above median its 10-year median of 18.10 and 36.2% above the Banks industry median of 26.50. First US Bancshares' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First US Bancshares (FUSB), the current FCF Margin % is 36.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First US Bancshares (FUSB) Overvalued in 2026?
Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued.
The current stock price of $16.32 is trading 27.2% above its estimated GF Value™ of $12.83.
GuruFocus considers First US Bancshares to be Modestly Overvalued.
Key valuation signals for FUSB:
FCF Margin %: 36.09% (99% above median its 10-year median of 18.10)
GF Value™: $12.83 vs. price of $16.32 (27.2% above fair value)
Industry Position: 36.2% above the Banks median (#747 of 1504)
No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
63GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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