First US BancsharesFUSB -0.17%63 Pretax Margin % is 24.47% as of Mar. 2026, which is 75% above its 10-year median of 13.95. GuruFocus rates FUSB with a GF Score™ of 63/100 and a GF Value™ of $12.83 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,526 Banks companies, First US Bancshares ranks worse than 81.45% on this metric.
The historical rank and industry rank for First US Bancshares's Pretax Margin % or its related term are showing as below:
FUSB'
s Pretax Margin % Range Over the Past 10 Years
Min: 4.21 Med: 13.95 Max: 27.68
Current: 19.53
FUSB's Pretax Margin % is ranked worse than 81.45% of 1526
companies
in the Banks industry
Industry Median: 34.885
vs FUSB: 19.53
First US Bancshares (NAS:FUSB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
First US Bancshares Pretax Margin % Related Terms
First US Bancshares Pretax Margin % Historical Data
* Premium members only.
The historical data trend for First US Bancshares's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FUSB vs BYFC, UBCP, CIWV: Pretax Margin % Comparison
For the Banks - Regional subindustry, First US Bancshares's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First US Bancshares Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First US Bancshares's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where First US Bancshares's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First US Bancshares (FUSB) has a Pretax Margin % of 24.47% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on First US Bancshares and its competitors. This is 75% above median its historical median of 13.95. Over the past decade, First US Bancshares' Pretax Margin % has ranged from 4.21 to 27.68. According to the industry distribution chart, First US Bancshares ranks #1243 out of 1526 companies in the Banks industry, placing it in the top 81.5%.
Is First US Bancshares' Pretax Margin % too high?
First US Bancshares' current Pretax Margin % of 24.47% is 75% above median its 10-year median of 13.95. Over the past 10 years, this metric has ranged from a low of 4.21 to a high of 27.68. The Banks industry median Pretax Margin % is 34.89. First US Bancshares' value of 24.47% is 29.9% below this industry median. Based on the distribution chart, First US Bancshares ranks #1243 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First US Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First US Bancshares' Pretax Margin % compare to BYFC and UBCP?
According to the Banks industry distribution chart, First US Bancshares ranks #1243 out of 1526 companies for Pretax Margin %. This places First US Bancshares in the lower half of its industry. The industry median Pretax Margin % is 34.89. First US Bancshares' value of 24.47% is 29.9% below this benchmark. Historically, First US Bancshares' own Pretax Margin % has ranged from 4.21 to 27.68 over the past decade. While the company's 10-year median is 13.95 vs. the industry median of 34.89, First US Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First US Bancshares's current Pretax Margin % of 24.47% is 29.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on First US Bancshares and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First US Bancshares's current Pretax Margin % is 24.47%, which is 75% above median its own 10-year median of 13.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First US Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.83, compared to a current price of $16.32 — trading 27.2% above its estimated fair value. The current Pretax Margin % is 24.47%, which is 75% above median its 10-year median of 13.95 and 29.9% below the Banks industry median of 34.89. First US Bancshares' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For First US Bancshares (FUSB), the current Pretax Margin % is 24.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First US Bancshares (FUSB) Overvalued in 2026?
Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued.
The current stock price of $16.32 is trading 27.2% above its estimated GF Value™ of $12.83.
GuruFocus considers First US Bancshares to be Modestly Overvalued.
Key valuation signals for FUSB:
Pretax Margin %: 24.47% (75% above median its 10-year median of 13.95)
GF Value™: $12.83 vs. price of $16.32 (27.2% above fair value)
Industry Position: 29.9% below the Banks median (#1243 of 1526)
No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
63GF Score
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