FUSB (First US Bancshares) Debt-to-Revenue : (As of Jun. 2026)

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FUSB First US Bancshares Inc FUSB
61 GF Score
Price $16.45
GF Value $13.81
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First US Bancshares Debt-to-Revenue?

Debt-to-Revenue measures a company's ability to pay off its debt.

First US Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $25.23 Mil. First US Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $12.35 Mil. First US Bancshares's annualized Revenue for the quarter that ended in Jun. 2026 was $43.10 Mil. First US Bancshares's annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 was 0.87.


First US Bancshares Debt-to-Revenue Historical Data

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The historical data trend for First US Bancshares's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First US Bancshares Debt-to-Revenue Chart

First US Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Revenue
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First US Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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FUSB vs UBCP, EDVR, FBTT: Debt-to-Revenue Comparison

For the Banks - Regional subindustry, First US Bancshares's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First US Bancshares Debt-to-Revenue vs Banks Industry

For the Banks industry and Financial Services sector, First US Bancshares's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where First US Bancshares's Debt-to-Revenue falls into.


FUSB
61GF Score
First US Bancshares Inc FUSB
Debt-to-Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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First US Bancshares Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

First US Bancshares's Debt-to-Revenue for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0.804 + 11.784) / 40.768
=0.31

First US Bancshares's annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(25.226 + 12.348) / 43.096
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Jun. 2026) Revenue data.

Is First US Bancshares (FUSB) Overvalued in 2026?

Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued. The current stock price of $16.45 is trading 19.1% above its estimated GF Value™ of $13.81. GuruFocus considers First US Bancshares to be Modestly Overvalued.

Key valuation signals for FUSB:

  • Debt-to-Revenue:
  • GF Value™: $13.81 vs. price of $16.45 (19.1% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First US Bancshares Business Description

Other Exchanges UNE:Germany
Address 3291 U.S. Highway 280, Suite 100, Birmingham, AL, USA, 35243
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
61GF Score

Get the complete analysis for FUSB

Debt-to-Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.45
Price
$13.81
GF Value