FUSB (First US Bancshares) 1-Year Sharpe Ratio: 1.45 (As of Jul. 04, 2026)


FUSB First US Bancshares Inc FUSB
63 GF Score
Price $16.50
GF Value $12.84
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First US Bancshares 1-Year Sharpe Ratio?

First US Bancshares FUSB 63 1-Year Sharpe Ratio is 1.45 as of Jul. 04, 2026. GuruFocus rates FUSB with a GF Score™ of 63/100 and a GF Value™ of $12.84 (Modestly Overvalued). The stock has 6 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-04), First US Bancshares's 1-Year Sharpe Ratio is 1.45.

First US Bancshares  (NAS:FUSB) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

First US Bancshares 1-Year Sharpe Ratio Related Terms

FUSB vs SSBI, CBKM, PBKC: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, First US Bancshares's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First US Bancshares 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First US Bancshares's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where First US Bancshares's 1-Year Sharpe Ratio falls into.


FUSB
63GF Score
First US Bancshares Inc FUSB
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First US Bancshares 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.45 mean?
First US Bancshares (FUSB) has a 1-Year Sharpe Ratio of 1.45 as of Jul. 04, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for First US Bancshares and its competitors.
Is First US Bancshares' 1-Year Sharpe Ratio too high?
First US Bancshares' current 1-Year Sharpe Ratio is 1.45. Overall, First US Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First US Bancshares' 1-Year Sharpe Ratio compare to SSBI and CBKM?
First US Bancshares' 1-Year Sharpe Ratio of 1.45 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for First US Bancshares and its competitors. First US Bancshares's current 1-Year Sharpe Ratio is 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First US Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.84, compared to a current price of $16.50 — trading 28.5% above its estimated fair value. The current 1-Year Sharpe Ratio is 1.45. First US Bancshares' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For First US Bancshares (FUSB), the current 1-Year Sharpe Ratio is 1.45 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First US Bancshares (FUSB) Overvalued in 2026?

Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued. The current stock price of $16.50 is trading 28.5% above its estimated GF Value™ of $12.84. GuruFocus considers First US Bancshares to be Modestly Overvalued.

Key valuation signals for FUSB:

  • 1-Year Sharpe Ratio: 1.45
  • GF Value™: $12.84 vs. price of $16.50 (28.5% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First US Bancshares Business Description

Other Exchanges UNE:Germany
Address 3291 U.S. Highway 280, Suite 100, Birmingham, AL, USA, 35243
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
63GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.50
Price
$12.84
GF Value