FUSB (First US Bancshares) PS Ratio: 2.35 (As of Jun. 25, 2026) — 31% Above Median


FUSB First US Bancshares Inc FUSB
63 GF Score
Price $16.32
GF Value $12.83
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First US Bancshares PS Ratio?

First US Bancshares FUSB -0.17% 63 PS Ratio is 2.35 as of Jun. 25, 2026, which is 31% above its 10-year median of 1.80. GuruFocus rates FUSB with a GF Score™ of 63/100 and a GF Value™ of $12.83 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,514 Banks companies, First US Bancshares ranks better than 66.12% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, First US Bancshares's share price is $16.322. First US Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $6.93. Hence, First US Bancshares's PS Ratio for today is 2.35.

Warning Sign:

First US Bancshares Inc stock PS Ratio (=2.35) is close to 5-year high of 2.38.

The historical rank and industry rank for First US Bancshares's PS Ratio or its related term are showing as below:

FUSB' s PS Ratio Range Over the Past 10 Years
Min: 0.98   Med: 1.8   Max: 2.8
Current: 2.35

During the past 13 years, First US Bancshares's highest PS Ratio was 2.80. The lowest was 0.98. And the median was 1.80.

FUSB's PS Ratio is ranked better than
66.12% of 1514 companies
in the Banks industry
Industry Median: 2.98 vs FUSB: 2.35

First US Bancshares's Revenue per Sharefor the three months ended in Mar. 2026 was $1.71. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $6.93.

Good Sign:

First US Bancshares Inc has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of First US Bancshares was 6.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 3.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was 2.60% per year. During the past 10 years, the average Revenue per Share Growth Rate was 2.80% per year.

During the past 13 years, First US Bancshares's highest 3-Year average Revenue per Share Growth Rate was 137.90% per year. The lowest was -8.30% per year. And the median was 2.45% per year.

Back to Basics: PS Ratio


First US Bancshares  (NAS:FUSB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


First US Bancshares PS Ratio Related Terms


First US Bancshares PS Ratio Historical Data

* Premium members only.

The historical data trend for First US Bancshares's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First US Bancshares PS Ratio Chart

First US Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.76 1.41 1.61 1.94 2.04

First US Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.05 1.96 1.80 2.04 2.21

FUSB vs BYFC, UBCP, CIWV: PS Ratio Comparison

For the Banks - Regional subindustry, First US Bancshares's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First US Bancshares PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First US Bancshares's PS Ratio distribution charts can be found below:

* The bar in red indicates where First US Bancshares's PS Ratio falls into.


FUSB
63GF Score
First US Bancshares Inc FUSB
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First US Bancshares PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

First US Bancshares's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=16.322/6.932
=2.35

First US Bancshares's Share Price of today is $16.322.
First US Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6.93.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.35 mean?
First US Bancshares (FUSB) has a PS Ratio of 2.35 as of Jun. 25, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First US Bancshares and its competitors. This is 31% above median its historical median of 1.80. Over the past decade, First US Bancshares' PS Ratio has ranged from 0.98 to 2.80. According to the industry distribution chart, First US Bancshares ranks #513 out of 1514 companies in the Banks industry, placing it in the top 33.9%.
Is First US Bancshares' PS Ratio too high?
First US Bancshares' current PS Ratio of 2.35 is 31% above median its 10-year median of 1.80. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 2.80. The Banks industry median PS Ratio is 2.98. First US Bancshares' value of 2.35 is 21.1% below this industry median. Based on the distribution chart, First US Bancshares ranks #513 out of 1514 companies in the Banks industry, which is above the industry midpoint. Overall, First US Bancshares has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First US Bancshares' PS Ratio compare to BYFC and UBCP?
According to the Banks industry distribution chart, First US Bancshares ranks #513 out of 1514 companies for PS Ratio. This puts First US Bancshares in the upper half of its industry. The industry median PS Ratio is 2.98. First US Bancshares' value of 2.35 is 21.1% below this benchmark. Historically, First US Bancshares' own PS Ratio has ranged from 0.98 to 2.80 over the past decade. While the company's 10-year median is 1.80 vs. the industry median of 2.98, First US Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First US Bancshares's current PS Ratio of 2.35 is 21.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on First US Bancshares and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First US Bancshares's current PS Ratio is 2.35, which is 31% above median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First US Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First US Bancshares (FUSB) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.83, compared to a current price of $16.32 — trading 27.2% above its estimated fair value. The current PS Ratio is 2.35, which is 31% above median its 10-year median of 1.80 and 21.1% below the Banks industry median of 2.98. First US Bancshares' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For First US Bancshares (FUSB), the current PS Ratio is 2.35 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First US Bancshares (FUSB) Overvalued in 2026?

Based on GuruFocus' analysis, First US Bancshares stock appears to be overvalued. The current stock price of $16.32 is trading 27.2% above its estimated GF Value™ of $12.83. GuruFocus considers First US Bancshares to be Modestly Overvalued.

Key valuation signals for FUSB:

  • PS Ratio: 2.35 (31% above median its 10-year median of 1.80)
  • GF Value™: $12.83 vs. price of $16.32 (27.2% above fair value)
  • GF Score™: 63/100 with 6 warning signs
  • Industry Position: 21.1% below the Banks median (#513 of 1514)

No single metric tells the full story. See the FUSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First US Bancshares Business Description

Other Exchanges UNE:Germany
Address 3291 U.S. Highway 280, Suite 100, Birmingham, AL, USA, 35243
First US Bancshares Inc is a bank holding company. The Bank conducts general commercial banking business and offers banking services such as demand, savings, individual retirement accounts, and time deposits, personal and commercial loans, safe deposit box services, and remote deposit capture. The Bank provides a range of commercial banking services to small and medium-sized businesses, property managers, business executives, professionals, and other individuals.
63GF Score

Get the complete analysis for FUSB

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.32
Price
$12.83
GF Value