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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Hightech Payment Systems's current ratio for the quarter that ended in Dec. 2025 was 1.83.
Hightech Payment Systems has a current ratio of 1.83. It generally indicates good short-term financial strength.
The historical rank and industry rank for Hightech Payment Systems's Current Ratio or its related term are showing as below:
CAS:HPS'
s Current Ratio Range Over the Past 10 Years
Min: 1.41 Med: 1.7 Max: 1.83
Current: 1.83
During the past 13 years, Hightech Payment Systems's highest Current Ratio was 1.83. The lowest was 1.41. And the median was 1.70.
CAS:HPS's Current Ratio is ranked better than 50.78% of 2875
companies
in the Software industry
Industry Median: 1.8
vs CAS:HPS: 1.83
Hightech Payment Systems (CAS:HPS) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Hightech Payment Systems Current Ratio Related Terms
Hightech Payment Systems Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:HPS vs MSFT, ORCL, PLTR: Current Ratio Comparison
For the Software - Infrastructure subindustry, Hightech Payment Systems's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hightech Payment Systems Current Ratio vs Software Industry
For the Software industry and Technology sector, Hightech Payment Systems's Current Ratio distribution charts can be found below:
* The bar in red indicates where Hightech Payment Systems's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hightech Payment Systems (CAS:HPS) has a Current Ratio of 1.83 as of Dec. 2025. This is near median its historical median of 1.70. Over the past decade, Hightech Payment Systems' Current Ratio has ranged from 1.41 to 1.83. According to the industry distribution chart, Hightech Payment Systems ranks #1415 out of 2875 companies in the Software industry, placing it in the top 49.2%.
Is Hightech Payment Systems' Current Ratio too high?
Hightech Payment Systems' current Current Ratio of 1.83 is near median its 10-year median of 1.70. Over the past 10 years, this metric has ranged from a low of 1.41 to a high of 1.83. The Software industry median Current Ratio is 1.80. Hightech Payment Systems' value of 1.83 is 1.7% above this industry median. Based on the distribution chart, Hightech Payment Systems ranks #1415 out of 2875 companies in the Software industry, which is above the industry midpoint. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' Current Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Hightech Payment Systems ranks #1415 out of 2875 companies for Current Ratio. This puts Hightech Payment Systems in the upper half of its industry. The industry median Current Ratio is 1.80. Hightech Payment Systems' value of 1.83 is 1.7% above this benchmark. Historically, Hightech Payment Systems' own Current Ratio has ranged from 1.41 to 1.83 over the past decade. While the company's 10-year median is 1.70 vs. the industry median of 1.80, Hightech Payment Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.80, based on 2,875 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hightech Payment Systems's current Current Ratio of 1.83 is 1.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hightech Payment Systems's current Current Ratio is 1.83, which is near median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current Current Ratio is 1.83, which is near median its 10-year median of 1.70 and 1.7% above the Software industry median of 1.80. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current Current Ratio is 1.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?
Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued.
The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83.
GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.
Key valuation signals for CAS:HPS:
Current Ratio: 1.83 (near median its 10-year median of 1.70)
GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
Industry Position: 1.7% above the Software median (#1415 of 2875)
No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
100GF Score
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