Hightech Payment Systems (CAS:HPS) 3-Year Dividend Growth Rate: 8.40% (As of Dec. 2025) — 43% Below Median

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CAS:HPS Hightech Payment Systems SA CAS:HPS
100 GF Score
Price MAD650.00
GF Value MAD836.11
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Hightech Payment Systems 3-Year Dividend Growth Rate?

Hightech Payment Systems CAS:HPS -2.99% 100 3-Year Dividend Growth Rate is 8.40% as of Dec. 2025, which is 43% below its 10-year median of 14.70. GuruFocus rates CAS:HPS with a GF Score™ of 100/100 and a GF Value™ of MAD836.11 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 639 Software companies, Hightech Payment Systems ranks worse than 59.31% on this metric.

Hightech Payment Systems's Dividends per Share for the six months ended in Dec. 2025 was MAD7.00.

The historical rank and industry rank for Hightech Payment Systems's 3-Year Dividend Growth Rate or its related term are showing as below:

CAS:HPS' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 3.2   Med: 14.7   Max: 33
Current: 8.4

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Hightech Payment Systems was 33.00% per year. The lowest was 3.20% per year. And the median was 14.70% per year.

CAS:HPS's 3-Year Dividend Growth Rate is ranked worse than
59.31% of 639 companies
in the Software industry
Industry Median: 12.6 vs CAS:HPS: 8.40

During the past 12 months, Hightech Payment Systems's average Dividends Per Share Growth Rate was 2.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 8.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Hightech Payment Systems's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.30. As of today, Hightech Payment Systems's Dividend Yield % is 1.23%.

For more information regarding to dividend, please check our Dividend Page.


Hightech Payment Systems  (CAS:HPS) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Hightech Payment Systems's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=7/ 23.748
=0.29

During the past 13 years, the highest Dividend Payout Ratio of Hightech Payment Systems was 0.52. The lowest was 0.23. And the median was 0.33.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Hightech Payment Systems Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
MAD 8.0000002026-07-162026-07-152026-07-27Cash DividendannuallyMAD:MAD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Hightech Payment Systems's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=8/650.00
=1.23 %

Current Share Price is MAD650.00.
Hightech Payment Systems's Dividends per Share for the trailing twelve months (TTM) ended in Today is MAD8.

During the past 13 years, the highest Dividend Yield of Hightech Payment Systems was 3.33%. The lowest was 0.71%. And the median was 1.16%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Hightech Payment Systems 3-Year Dividend Growth Rate Related Terms>


CAS:HPS vs MSFT, PLTR, ORCL: 3-Year Dividend Growth Rate Comparison

For the Software - Infrastructure subindustry, Hightech Payment Systems's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hightech Payment Systems 3-Year Dividend Growth Rate vs Software Industry

For the Software industry and Technology sector, Hightech Payment Systems's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Hightech Payment Systems's 3-Year Dividend Growth Rate falls into.


CAS:HPS
100GF Score
Hightech Payment Systems SA CAS:HPS
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Hightech Payment Systems 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 8.40% mean?
Hightech Payment Systems (CAS:HPS) has a 3-Year Dividend Growth Rate of 8.40% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Hightech Payment Systems and its competitors. This is 43% below median its historical median of 14.70. Over the past decade, Hightech Payment Systems' 3-Year Dividend Growth Rate has ranged from 3.20 to 33.00. According to the industry distribution chart, Hightech Payment Systems ranks #379 out of 639 companies in the Software industry, placing it in the top 59.3%.
Is Hightech Payment Systems' 3-Year Dividend Growth Rate too high?
Hightech Payment Systems' current 3-Year Dividend Growth Rate of 8.40% is 43% below median its 10-year median of 14.70. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 33.00. The Software industry median 3-Year Dividend Growth Rate is 12.60. Hightech Payment Systems' value of 8.40% is 33.3% below this industry median. Based on the distribution chart, Hightech Payment Systems ranks #379 out of 639 companies in the Software industry, which is below the industry midpoint. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' 3-Year Dividend Growth Rate compare to MSFT and PLTR?
According to the Software industry distribution chart, Hightech Payment Systems ranks #379 out of 639 companies for 3-Year Dividend Growth Rate. This places Hightech Payment Systems in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 12.60. Hightech Payment Systems' value of 8.40% is 33.3% below this benchmark. Historically, Hightech Payment Systems' own 3-Year Dividend Growth Rate has ranged from 3.20 to 33.00 over the past decade. While the company's 10-year median is 14.70 vs. the industry median of 12.60, Hightech Payment Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Software company?
The median 3-Year Dividend Growth Rate among Software companies is 12.60, based on 639 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hightech Payment Systems's current 3-Year Dividend Growth Rate of 8.40% is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Hightech Payment Systems and its competitors. For the Software industry, the median 3-Year Dividend Growth Rate is 12.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hightech Payment Systems's current 3-Year Dividend Growth Rate is 8.40%, which is 43% below median its own 10-year median of 14.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD836.11, compared to a current price of MAD650.00 — trading 22.3% below its estimated fair value. The current 3-Year Dividend Growth Rate is 8.40%, which is 43% below median its 10-year median of 14.70 and 33.3% below the Software industry median of 12.60. Hightech Payment Systems' overall GF Score™ is 100/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current 3-Year Dividend Growth Rate is 8.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?

Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued. The current stock price of MAD650.00 is trading 22.3% below its estimated GF Value™ of MAD836.11. GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.

Key valuation signals for CAS:HPS:

  • 3-Year Dividend Growth Rate: 8.40% (43% below median its 10-year median of 14.70)
  • GF Value™: MAD836.11 vs. price of MAD650.00 (22.3% below fair value)
  • GF Score™: 100/100 with 5 warning signs
  • Industry Position: 33.3% below the Software median (#379 of 639)

No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hightech Payment Systems Business Description

Address 1100, Boulevard Al Qods - Sidi Maarouf, Casablanca Nearshore Park, Shore 1, Casablanca, MAR, 20270
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
100GF Score

Get the complete analysis for CAS:HPS

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD650.00
Price
MAD836.11
GF Value