Hightech Payment Systems (CAS:HPS) OCF Margin %: 15.58% (As of Dec. 2025) — Near Median

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CAS:HPS Hightech Payment Systems SA CAS:HPS
100 GF Score
Price MAD645.00
GF Value MAD824.83
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Hightech Payment Systems OCF Margin %?

Hightech Payment Systems CAS:HPS +0.31% 100 OCF Margin % is 15.58% as of Dec. 2025, which is 7% above its 10-year median of 14.59. GuruFocus rates CAS:HPS with a GF Score™ of 100/100 and a GF Value™ of MAD824.83 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,818 Software companies, Hightech Payment Systems ranks better than 72.36% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Hightech Payment Systems's Cash Flow from Operations for the six months ended in Dec. 2025 was MAD134 Mil. Hightech Payment Systems's Revenue for the six months ended in Dec. 2025 was MAD861 Mil. Therefore, Hightech Payment Systems's OCF Margin % for the quarter that ended in Dec. 2025 was 15.58%.

As of today, Hightech Payment Systems's current OCF Yield % is 5.08%.

The historical rank and industry rank for Hightech Payment Systems's OCF Margin % or its related term are showing as below:

CAS:HPS' s OCF Margin % Range Over the Past 10 Years
Min: 1.95   Med: 14.59   Max: 22.83
Current: 16.17


During the past 13 years, the highest OCF Margin % of Hightech Payment Systems was 22.83%. The lowest was 1.95%. And the median was 14.59%.

CAS:HPS's OCF Margin % is ranked better than
72.36% of 2818 companies
in the Software industry
Industry Median: 6.68 vs CAS:HPS: 16.17


Hightech Payment Systems OCF Margin % Related Terms


Hightech Payment Systems OCF Margin % Historical Data

* Premium members only.

The historical data trend for Hightech Payment Systems's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hightech Payment Systems OCF Margin % Chart

Hightech Payment Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.83 1.95 3.90 4.10 16.17

Hightech Payment Systems Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.88 8.93 0.00 17.00 15.58

CAS:HPS vs MSFT, ORCL, PLTR: OCF Margin % Comparison

For the Software - Infrastructure subindustry, Hightech Payment Systems's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hightech Payment Systems OCF Margin % vs Software Industry

For the Software industry and Technology sector, Hightech Payment Systems's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Hightech Payment Systems's OCF Margin % falls into.


CAS:HPS
100GF Score
Hightech Payment Systems SA CAS:HPS
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hightech Payment Systems OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Hightech Payment Systems's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=238.698/1476.348
=16.17 %

Hightech Payment Systems's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=134.045/860.606
=15.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 15.58% mean?
Hightech Payment Systems (CAS:HPS) has a OCF Margin % of 15.58% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Hightech Payment Systems and its competitors. This is near median its historical median of 14.59. Over the past decade, Hightech Payment Systems' OCF Margin % has ranged from 1.95 to 22.83. According to the industry distribution chart, Hightech Payment Systems ranks #779 out of 2818 companies in the Software industry, placing it in the top 27.6%.
Is Hightech Payment Systems' OCF Margin % too high?
Hightech Payment Systems' current OCF Margin % of 15.58% is near median its 10-year median of 14.59. Over the past 10 years, this metric has ranged from a low of 1.95 to a high of 22.83. The Software industry median OCF Margin % is 6.68. Hightech Payment Systems' value of 15.58% is 133.2% above this industry median. Based on the distribution chart, Hightech Payment Systems ranks #779 out of 2818 companies in the Software industry, which is above the industry midpoint. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' OCF Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Hightech Payment Systems ranks #779 out of 2818 companies for OCF Margin %. This puts Hightech Payment Systems in the upper half of its industry. The industry median OCF Margin % is 6.68. Hightech Payment Systems' value of 15.58% is 133.2% above this benchmark. Historically, Hightech Payment Systems' own OCF Margin % has ranged from 1.95 to 22.83 over the past decade. While the company's 10-year median is 14.59 vs. the industry median of 6.68, Hightech Payment Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Software company?
The median OCF Margin % among Software companies is 6.68, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hightech Payment Systems's current OCF Margin % of 15.58% is 133.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Hightech Payment Systems and its competitors. For the Software industry, the median OCF Margin % is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hightech Payment Systems's current OCF Margin % is 15.58%, which is near median its own 10-year median of 14.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current OCF Margin % is 15.58%, which is near median its 10-year median of 14.59 and 133.2% above the Software industry median of 6.68. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current OCF Margin % is 15.58% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?

Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued. The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83. GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.

Key valuation signals for CAS:HPS:

  • OCF Margin %: 15.58% (near median its 10-year median of 14.59)
  • GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
  • GF Score™: 100/100 with 4 warning signs
  • Industry Position: 133.2% above the Software median (#779 of 2818)

No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hightech Payment Systems Business Description

Address 1100, Boulevard Al Qods - Sidi Maarouf, Casablanca Nearshore Park, Shore 1, Casablanca, MAR, 20270
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
100GF Score

Get the complete analysis for CAS:HPS

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD645.00
Price
MAD824.83
GF Value