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Hightech Payment Systems (CAS:HPS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Hightech Payment Systems Net Margin % Related Terms
Hightech Payment Systems Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:HPS vs MSFT, ORCL, PLTR: Net Margin % Comparison
For the Software - Infrastructure subindustry, Hightech Payment Systems's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hightech Payment Systems Net Margin % vs Software Industry
For the Software industry and Technology sector, Hightech Payment Systems's Net Margin % distribution charts can be found below:
* The bar in red indicates where Hightech Payment Systems's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hightech Payment Systems (CAS:HPS) has a Net Margin % of 17.78% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Hightech Payment Systems and its competitors. This is 43% above median its historical median of 12.47. Over the past decade, Hightech Payment Systems' Net Margin % has ranged from 6.25 to 14.96. According to the industry distribution chart, Hightech Payment Systems ranks #954 out of 2833 companies in the Software industry, placing it in the top 33.7%.
Is Hightech Payment Systems' Net Margin % too high?
Hightech Payment Systems' current Net Margin % of 17.78% is 43% above median its 10-year median of 12.47. Over the past 10 years, this metric has ranged from a low of 6.25 to a high of 14.96. The Software industry median Net Margin % is 2.73. Hightech Payment Systems' value of 17.78% is 551.3% above this industry median. Based on the distribution chart, Hightech Payment Systems ranks #954 out of 2833 companies in the Software industry, which is above the industry midpoint. Overall, Hightech Payment Systems has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hightech Payment Systems' Net Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Hightech Payment Systems ranks #954 out of 2833 companies for Net Margin %. This puts Hightech Payment Systems in the upper half of its industry. The industry median Net Margin % is 2.73. Hightech Payment Systems' value of 17.78% is 551.3% above this benchmark. Historically, Hightech Payment Systems' own Net Margin % has ranged from 6.25 to 14.96 over the past decade. While the company's 10-year median is 12.47 vs. the industry median of 2.73, Hightech Payment Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.73, based on 2,833 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hightech Payment Systems's current Net Margin % of 17.78% is 551.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Hightech Payment Systems and its competitors. For the Software industry, the median Net Margin % is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hightech Payment Systems's current Net Margin % is 17.78%, which is 43% above median its own 10-year median of 12.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hightech Payment Systems stock overvalued right now?
Based on GuruFocus' analysis, Hightech Payment Systems (CAS:HPS) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD824.83, compared to a current price of MAD645.00 — trading 21.8% below its estimated fair value. The current Net Margin % is 17.78%, which is 43% above median its 10-year median of 12.47 and 551.3% above the Software industry median of 2.73. Hightech Payment Systems' overall GF Score™ is 100/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Hightech Payment Systems (CAS:HPS), the current Net Margin % is 17.78% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hightech Payment Systems (CAS:HPS) Overvalued in 2026?
Based on GuruFocus' analysis, Hightech Payment Systems stock appears to be undervalued.
The current stock price of MAD645.00 is trading 21.8% below its estimated GF Value™ of MAD824.83.
GuruFocus considers Hightech Payment Systems to be Modestly Undervalued.
Key valuation signals for CAS:HPS:
Net Margin %: 17.78% (43% above median its 10-year median of 12.47)
GF Value™: MAD824.83 vs. price of MAD645.00 (21.8% below fair value)
Industry Position: 551.3% above the Software median (#954 of 2833)
No single metric tells the full story. See the CAS:HPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hightech Payment Systems SA is the group that provides solutions and services involving electronic payment. The company provides its clients with technology solutions that transcend the entire payments value chain, enabling them to innovate rapidly and bring new products to market with ease and efficiency using HPS' PowerCARD software. The PowerCARD suite is fully integrated with all international payment networks, and supports all back-office payments functions. The company's software and services are sold covering many geographical areas such as Europe, Americas, Africa and the Middle East and Asia. The group's majority revenue is generated from Africa.
100GF Score
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